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Payment A Day Chapter 18
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£14.68 paid to card 3 today.Tesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)4
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Evening!
Todays PADs £51.75 to Sainsburys CC & £12.40 save the change and prolific cash out to Lloyds CC.
ThanksDebt Free - 04/03/23. Total LBM August 2021 £15410.70
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Morning, I moved money about and dipped into emergency funds last month to avoid interest charges. I also finally looked to see what the balances are on cards that I had been avoiding. My signature has now been updated and it was easier to start my PAD amount from scratch which I hope was okay?
My PAD for today is £4.99.
@shell16 glad to see you back and I hope things are better with your Dad.
Thanks, Indi x2 -
Morning all. A couple of small DD’s and £1 to CC7 sees my total PAD today at £33.49
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
Morning All,
The PAD total for 3 May 2022 was £390.07.
Have a good day xDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
@LittleMissDetermined it's so inspiring that you've managed to clear so much, that the need for large payments is dwindling. I can't wait to get to that stage, and all the PADs, big or small really do add up, so you'll be debt free before you know it.
@shell16 you're more than welcome regarding the remainder of the counting for April, we did so well didn't we? I really hope your dad is doing much better and you've had a chance to rest, I've also been thinking about you and your family. It's good to have you back.
@IndiJonesi you can manage your finances however it works best for you and I also did a restart last month and did a big balance transfer and dipped into my savings to pay off some bits and pieces, and was finally honest down to the penny how much I owe. It's scary but it feels great to start afresh doesn't it?
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
Good morning
Usual payment to Virgin CC today of £117.
Thanks 😊Debt Free - 04/03/23. Total LBM August 2021 £15410.70
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Thankyou @keddie @LittleMissDetermined and @IndiJonesi
Alot gone on in the last week, still ongoing really.
Shell x
Debt Free - 04/03/23. Total LBM August 2021 £15410.70
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Good to see you back Shell.
£1 sent to card 2 today.Tesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)3 -
Morning, £5.01 to CC1.
Ta, Indi x2
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