We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Payment A Day Chapter 18

19369379399419421158

Comments

  • Keedie
    Keedie Posts: 2,994 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning All,

    The PAD total for 30 April 2022 was £2.52.


    This brings the overall total for April 2022 to an AMAZING £7,007.71!


    Such a fantastic achievement everyone, with such great progress, we'll all be debt free before we know it...  ;)B).

    I'm not sure who is counting for May 2022, but no one has already chosen this month, then I am happy to continue and can cover May 2022 as well.

    Thanks,
    Keedie x
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Fabulous total everyone! @keedie if you do May I can do June if that’s ok? Don’t think we have had any volunteers yet

    My PAD today is £706.39 because it’s 1st and therefore bill day. 

    LMD x


    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4055/£6000
  • Keedie
    Keedie Posts: 2,994 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Fabulous total everyone! @keedie if you do May I can do June if that’s ok? Don’t think we have had any volunteers yet

    My PAD today is £706.39 because it’s 1st and therefore bill day. 

    LMD x


    It is a great total! I'll count May that's fine, and thanks for kicking us off for the month with a great PAD.  B)
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Keedie
    Keedie Posts: 2,994 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    My PAD for today is £5 to Barclaycard
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • IndiJonesi
    IndiJonesi Posts: 505 Forumite
    500 Posts Fourth Anniversary Name Dropper Photogenic
    Afternoon, my PAD for today is £5 to CC1.
    Thanks, Indi x
  • dg1019
    dg1019 Posts: 967 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    £1.01 to card 2 today. 
    Tesco 4163.90 (-86.00 since 01/01/23)
    First Direct 2437.49 (-153.09 since 01/01/23)
    Halifax 2391.37 (-55.70 since 01/01/23)
    MBNA 1577.00 (-78.00 since 01/01/23)
    Virgin 786.66 (-25.00 since 01/01/23)
    Overdraft 500.00 (-0 since 01/01/23)
    Spending CC 4538.34 (+521.24 since 10/01/23)
  • Morning 

    £19.60 for me today to various places

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4055/£6000
  • IndiJonesi
    IndiJonesi Posts: 505 Forumite
    500 Posts Fourth Anniversary Name Dropper Photogenic
    Morning, £5 to CC1 for me today.

    Thanks, Indi x
  • Keedie
    Keedie Posts: 2,994 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning All,

    We've had a great start to this month...

    The PAD total for 1 May 2022 was £717.40  B)

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Keedie
    Keedie Posts: 2,994 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    My PAD for today is £9.94 to Bank of Mum 2 (family holiday).
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.