Payment A Day Chapter 18

Keedie

Morning all,

The total PAD for 13 December 2022 was £164.95

If you're anything like me and tend to procrastinate, just remember...

Keedie

@SuperSavingD welcome aboard and you can start whenever you're ready and pay as much or as little as you want, when you want, we're just here to act as your personal cheerleaders. You'll find that posting here and getting support can make all the difference to your motivation and it's comforting and inspiring to see what others are up to and helps us on our own journeys.

Everyone has their own personal approach to Payment a Day (PAD) philosophy, so you do what is right for you and just remember to declare your PAD so that we can cheer you on and it'll help you to feel more accountable on your journey. Some people PAD daily, some don't, some declare PADs for minimum payments for debts, some only declare additional payments and others declare both. Some declare savings, sinking funds, mortgage payments etc. It's up to you how you approach it, so please don't put pressure on yourself to think that you have to make a set payment daily, only you know your circumstances. But you'll soon find out that PADding is rather addictive and making small little payments can have a huge impact. Happy PADding.

shell16

Afternoon, just a thought, what do you think about starting a new chapter for 2023, this thread is very long now?

Keedie

Yes it is rather long isn't it @shell16! I don't mind creating a new thread. I'm not sure how you do the links to send people to the new one when this one closes though. I know some challenges change every month and I've always joined the new month but no clue how they link it??

Keedie

Also, is anyone able to be counter upper for January 23?

I will post the total for 2022 on this thread and then summarise on the new thread for motivation.

LittleMissDetermined

Back with £5 to CC7 from Prolific.

I think starting a new chapter for the new year is a great idea! I can't count in Jan as we are going on holiday, but I can do Feb if you like?

Once you have created the new chapter (presumably 19?) then just copy the URL and paste it on the last comment on this one I can do it if you want me to.

Doily94

I am happy to be counter upper for January, it will help make sure I log on every day. 

£37.16 for me to my loan today. 

SuperSavingD

Thank you everyone for the warm welcome.  

Do I have to declare by a certain time in the day?

Todays PAD is £10.41 off loan

Currently putting to one side in an account and will phone and pay off when I reach £500.

You all seem like a lovely group. 

😃

Sarahwithlove

*waves* I started doing PADs earlier this month so thought I would jump on board with this thread to keep me focused and regularly checking in! 

Today's pad was £5.89 checked out from prolific.

Makingabobor2

Just £2 for me today, to the Boiler service/insurances pot.