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Payment A Day Chapter 18

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  • Keedie
    Keedie Posts: 2,853 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning All,

    The total PAD for 10 December 2022 was £339.04

    There are many forms of love, and I often think that the one that is often the most important in my opinion, is easily the most overlooked. So today's focus is on...
    Inspirational Wall Print  Self Love Definition Print  image 1
    This applies to you in whatever fashion you need to experience it, and if you are able to, this festive season, have some self-gifting (it doesn't have to cost anything, it could simply be a lovely bubble bath).
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • AntoMac
    AntoMac Posts: 2,692 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    With the greatest respect Keedie I think you are one of the biggest culprits when it comes to not practicing enough self love  :) At least you recognise it now.
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Keedie
    Keedie Posts: 2,853 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Lol, no worries, I know I'm a big hyprocrite @AntoMac, who is really trying to change her ways! It's a hard process of re-training my brain and behaviours when my default for so long, has been to put others first. But I printed this and put it up on the wall by my bed, so that it is the first thing I see in the morning and the last thing at night. It will slowly sink in... 😁

    £4 cashed out from curious cats sent to the PAD Pot
    £7.82 to the sealed pot

    £11.82 total
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • AntoMac
    AntoMac Posts: 2,692 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Having it there when you wake up is a good reminder Keedie. I was only having a gentle dig. Self-love is rather difficult for most of us I reckon. It of course doesn’t stop us from still trying to be kind to others. Quite the opposite I think.
    I’ve sent another £5 to debt
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Keedie
    Keedie Posts: 2,853 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    I don't mind the gentle dig whatsoever, so don't worry. It's kinda nice to have people care, and to remind me to have more self love and self care, as often people around me tell me, but then make unreasonable demands of me - which kinda undermines their point...🤔😂.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • LeeXenon
    LeeXenon Posts: 249 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Name Dropper
    £15 PAD to CC1 today.

    £30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary

  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning 
    £5 to Virgin CC, Shell x
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • £56.09 the DMP creditors today & £1 to the Christmas/Birthdays '23 pot
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £7.48

    Decluttering items 771

    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Completely agree with Antomac there @Keedie. Sometimes I wish you could see just how fabulous you are <3

    £2 to CC7 for me today please 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • AntoMac
    AntoMac Posts: 2,692 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    £5 PAD to debt please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
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