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Payment A Day Chapter 18
Comments
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Morning All,
The total PAD for 10 December 2022 was £339.04
There are many forms of love, and I often think that the one that is often the most important in my opinion, is easily the most overlooked. So today's focus is on...
This applies to you in whatever fashion you need to experience it, and if you are able to, this festive season, have some self-gifting (it doesn't have to cost anything, it could simply be a lovely bubble bath).Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
With the greatest respect Keedie I think you are one of the biggest culprits when it comes to not practicing enough self love
At least you recognise it now. 27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 53 -
Lol, no worries, I know I'm a big hyprocrite @AntoMac, who is really trying to change her ways! It's a hard process of re-training my brain and behaviours when my default for so long, has been to put others first. But I printed this and put it up on the wall by my bed, so that it is the first thing I see in the morning and the last thing at night. It will slowly sink in... 😁
£4 cashed out from curious cats sent to the PAD Pot
£7.82 to the sealed pot
£11.82 totalDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
Having it there when you wake up is a good reminder Keedie. I was only having a gentle dig. Self-love is rather difficult for most of us I reckon. It of course doesn’t stop us from still trying to be kind to others. Quite the opposite I think.
I’ve sent another £5 to debt27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52 -
I don't mind the gentle dig whatsoever, so don't worry. It's kinda nice to have people care, and to remind me to have more self love and self care, as often people around me tell me, but then make unreasonable demands of me - which kinda undermines their point...🤔😂.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
Morning
£5 to Virgin CC, Shell xDebt Free - 04/03/23. Total LBM August 2021 £15410.70
2 -
£56.09 the DMP creditors today & £1 to the Christmas/Birthdays '23 pot
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,644....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF #68 £1000/£3000
.
Studies/surveys December £75.87
Decluttering items 13982025
Books read 23
Jigsaws done 19
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Completely agree with Antomac there @Keedie. Sometimes I wish you could see just how fabulous you are

£2 to CC7 for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60003 -
£5 PAD to debt please
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52
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