November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
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Payment A Day Chapter 18
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You can declare any time you like @SuperSavingD
You can also declare several amounts per day if you wish.
Great to have you along too @Sarahwithlove27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 55 -
Hello to our new additions. PADding is very addictive
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up5 -
Evening all,
I'll create the new thread this weekend and then send you the link if that's okay @LittleMissDetermined as I cannot for the life of me figure out hyperlinks to a thread, like you have with your diary. And thanks in advance for February 2023's counting.
@Doily94 thank you very much for counting in January 2023.
At first I thought the chapters corresponded with the years, but then I realised from looking at page 1, that this started in January 2017! So is it okay with you guys if I do the next thread as a yearly challenge, so something like 'Payment A Day Chapter 2023' or something and link that to this thread for people to see the previous thread if they want to.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/506 -
Whatever works for you Keedie, as long as I have a place to post I will be happy 😊
My PAD today is £98.82 to various places please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713 -
Hi Keedie!Keedie said:Evening all,
I'll create the new thread this weekend and then send you the link if that's okay @LittleMissDetermined as I cannot for the life of me figure out hyperlinks to a thread, like you have with your diary. And thanks in advance for February 2023's counting.
@Doily94 thank you very much for counting in January 2023.
At first I thought the chapters corresponded with the years, but then I realised from looking at page 1, that this started in January 2017! So is it okay with you guys if I do the next thread as a yearly challenge, so something like 'Payment A Day Chapter 2023' or something and link that to this thread for people to see the previous thread if they want to.
Yes, if that works for yu, I think a 2023 challenge makes sense.
I'm struggling to keep up for the moment, so I will rejoin for the NY and wish everyone a very Merry Christmas and best wishes if yu celebrate, and for those you don't, hope you'll get some time to relax and rejuvenate. xxx5 -
The chapters were from the old forum where you would only be allowed so many pages to a thread. That's changed with the updated forum so it hasn't been an issue for us on this oneKeedie said:
At first I thought the chapters corresponded with the years, but then I realised from looking at page 1, that this started in January 2017! So is it okay with you guys if I do the next thread as a yearly challenge, so something like 'Payment A Day Chapter 2023' or something and link that to this thread for people to see the previous thread if they want to. Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713 -
Welcome to New PADers! I think its a good idea to focus each year on a new PAD thread, we could possibly get more joiners too! I second Payment A Day - Chapter 2023
My PAD is £6 cashout from Prolific to Virgin CC
Shell xDebt Free - 04/03/23. Total LBM August 2021 £15410.70
2 -
£37 to various places today
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
£122.74
to Cc and loan. Nearly at cash out on prolific so hoping that comes in today or tomorrow. Payday today but feel poor already as so much to pay out for. Nevertheless on and up!
Looking forward to the day I can be debt free x2 -
Just cashed out £7.24 from Prolific so sent this to the loan pot.1
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