November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
Ready, steady… save!
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Payment A Day Chapter 18
Comments
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Happy November indeed
It's 1st of the month so a big one from me. £1052.08 to various places.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60000 -
Morning!
What a fantastic October Total!!! Well done everyone!
Its first of month so a big one today - £1029.93 to various places, £1 PAD Pot, 68p Sealed Pot Challenge = Total £1031.61
Thanks
Shell x
Debt Free - 04/03/23. Total LBM August 2021 £15410.70
1 -
£812 to bills x2
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How did I miss this total!?AntoMac said:Grand PAD Total for October 2022 is £14920.69
Fantastic PADding everyone.
I know September was over £17K but it’s still a brilliant amount
Blummin' well done everyone who contributed! We have had some amazing totals recently!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60002 -
Back again, just completed a fabulous survey on Prolific for £4.50 which cleared instantly, cashed out £8.30 and sent £8 to PAD pot and 30p to sealed pot challenge
Thanks
Shell xDebt Free - 04/03/23. Total LBM August 2021 £15410.70
3 -
£20 to debt x1
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£5 to mortgage overpayment. It was normal mortgage DD day yesterday as well, so that total is going down nicely now. We'll be well under £30K by the end of the year.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £25,444....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £350/3000
Studies/surveys November £32.21
Decluttering items 1400/2025. 460/2026
Books read 2025/23 2026- 25(target is 52)
Jigsaws done 20 in 2025. 5 in 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Back with another £1 from C-Cats to CC7
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60003 -
What an amazing start to November. Off the top of my head I reckon over £3K already PADded today
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52 -
Hi Everyone! I've not been keeping up because we have had a mad month!
I had paid a few bits today:
£31 off Next£294.82 off Zopa
AND!!! I have paid off the Thieves of Bootle! £410.06 paid from my extra earnings and backdated pay rise!
So, £730.69 altogether and I'm delighted with myself! (Robbing ^$&*$£^^ 49.9%
) 5
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