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Payment A Day Chapter 18

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  • AntoMac
    AntoMac Posts: 2,691 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    PAD total for 30 October 2022 is £135.41
    @Deleted_User saved the day yesterday with a large PAD!
    My quote was meant as a positive, sorry. I believe that being thankful for those we still have and treasuring the memories of those we have lost is important. 
    I’ll try and come up with something more uplifting next time! 
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Keedie
    Keedie Posts: 2,853 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    I hope you're mum is doing better @shell16, you've had a tough year, but I hope your mum is getting settled and the trip to see her is not taking too much of a toll due to the distance.

    That quote got me in the feels as well @LittleMissDetermined, as it made me long for the moments when I had absolutely nothing to say to my dad when he was having a dementia episode, but I miss the opportunity of that silence if it makes sense?

    I've put £18.15 in my virtual pot for the penny challenge.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Evening 
    Closed off my cash envelope budget, so £20 to my EF2  and £7.62 to penny challenge (£27.62).

    Thanks 
    Shell x
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • £10 to debt. That's me done for today xx
  • AntoMac said:
    My quote was meant as a positive, sorry. I believe that being thankful for those we still have and treasuring the memories of those we have lost is important. 
    I’ll try and come up with something more uplifting next time! 
    No apology needed for me AntoMac, it’s very true that we need to remember how important the present is x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Keedie
    Keedie Posts: 2,853 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    AntoMac said:
    My quote was meant as a positive, sorry. I believe that being thankful for those we still have and treasuring the memories of those we have lost is important. 
    I’ll try and come up with something more uplifting next time! 
    I think the quote did that perfectly so don't worry 😘. It reminded me that I need to slow down and enjoy the silence now and then and appreciate what and who I have around me, and yet it also remind me of what I have lost and cherish. Life is so very short, and we do need to slow down to appreciate it as we are often focussing on targets and forgetting that living exists in the moments where nothing much seems to happen. I think giving ourselves permission to do nothing is sometimes the best gift of all.

    My sister paid me back what she had borrowed from my emergency fund, so I have put £100 to the emergency fund.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • AntoMac
    AntoMac Posts: 2,691 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    PAD total £571.41 for 31 Oct 22
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • AntoMac
    AntoMac Posts: 2,691 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Grand PAD Total for October 2022 is £14920.69
    Fantastic PADding everyone.
    I know September was over £17K but it’s still a brilliant amount
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • AntoMac
    AntoMac Posts: 2,691 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    That was my thinking @Keedie
    It’s like the John Lennon lyric ‘Life is what happens to you when you’re busy making other plans’ from Beautiful Boy, which I sing to my old boy cat  :D  
    PAD of £6 to debt.
    Your sleep pattern seems perhaps even more erratic than mine!
    Have a good Tuesday everyone. 

    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Great totals!!
    Happy November everyone!
    I'm kicking things off with a £12 PAD xx
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