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Payment A Day Chapter 18

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  • Keedie
    Keedie Posts: 2,853 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    That's a beautiful quote and photo @AntoMac. The quote is so very true and I'll be adding it to my list of quotes 🤗.

    I'm glad that you have such a nice time with your mum. It really does make a difference to enjoy life at a different pace. Sometimes, just having silent moments with our loved ones can really settle and soothe something deep within our soul, doesn't it?

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • AntoMac
    AntoMac Posts: 2,688 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Well I thought it was time I came up with something @Keedie
    You were coming up with something pretty much every day and I now average one every 30 days!!  ;)
    PAD today of £16
    £5 to debt and £11 to mortgage
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    500 Posts Debt-free and Proud! First Anniversary Photogenic
    edited 31 October 2022 at 8:29AM
    Morning, @AntoMac I really like the quote you posted too. It's important to press pause and reflect, something I like to do very often. I do wonder what life will be like when I'm debt free, in terms of what my focus will be. 

    Anyway, £110 to debt today. Xx
  • Good morning everyone, my PAD today is £21.99 to various places please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Keedie
    Keedie Posts: 2,853 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    It's most definitely quality over quantity @AntoMac, and I think pausing to reflect is crucial. I also don't know what my focus will be once I am finally debt free @Adeley, but I often fantasise about the better quality of life that I will have.

    My PADs are:

    £275 direct debit to Barclaycard
    £28.55 PAD pot payment to MBNA
    £4.15 to the seal pot challenge

    Total PAD of £307.70
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • @AntoMac, that quote always brings a tear to my eye these days. I lost my mum suddenly some years back and it's just so true, you need to make the most of today because tomorrow isn't promised. 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning

    I havent posted in a while as I'm still on with sorting mum.  Love that @AntoMac, most true @LittleMissDetermined, its been hard since I lost my dad in May and although I still have mum its been really hard recently.

    Back to positive......My PAD today is £16 to Virgin CC
    Shell x

                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • £50 to debt x
  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Afternoon!

    A further £5.94 PAD to Lloyds CC from Prolific.

    Thanks
    Shell x
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • LittleMissDetermined
    LittleMissDetermined Posts: 9,647 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    edited 31 October 2022 at 6:09PM
    Cashed out £8 from Prolific and curious cats and sent it to CC7 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
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