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Payment A Day Chapter 18
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Evening, £2214.53 paid to CC3. I hadn't realised I was paying interest on this debt so it was a bit of a shock when I logged in to see the balance. I have now got £445.00 left outstanding to pay on one credit card and that will be me done. Pay day on Friday and I've done enough overtime that I can clear this final amount. Indi x5
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That's fantastic news @IndiJonesi and a whopper of a PAD! I'm so proud of your achievement, and you'll feel so free when you've paid that last credit card.
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/503 -
Indi this is incredible! Massive well done 🎉 xxIndiJonesi said:Evening, £2214.53 paid to CC3. I hadn't realised I was paying interest on this debt so it was a bit of a shock when I logged in to see the balance. I have now got £445.00 left outstanding to pay on one credit card and that will be me done. Pay day on Friday and I've done enough overtime that I can clear this final amount. Indi x2 -
TRULY AMAZING!!!! WELL DONE 🎉🎉🎉🎉🎉🎉🎉 Sooo happy for you!!!! xxIndiJonesi said:Evening, £2214.53 paid to CC3. I hadn't realised I was paying interest on this debt so it was a bit of a shock when I logged in to see the balance. I have now got £445.00 left outstanding to pay on one credit card and that will be me done. Pay day on Friday and I've done enough overtime that I can clear this final amount. Indi xDebt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0002 -
£9.00 for me this morning, to my little loan.
Well done Indi on paying off all that debt, you must feel so much lighter.PAYDBC24 #8 ~ £10188.212 -
Morning,
Another £1 to add to the CC2 pot for me please
x Debt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0002 -
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51
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£4 off cc today. Thanks.
22/08/2022
BIG LOAN £15,843- 05/09/22-now £15,070.93
HALIFAX CC £328/£1,063
MORTGAGE 22/8/22 £367,000
September 2022 grocery challenge £260.77/£320
Payment a day from 22/8/22 total so far-£176.15
Saving for Christmas 2022 £228.02
Saving for holidays £485.391 -
Morning all,
The PAD total for 13 September 2022 was a whopping £2,389.43!
Thanks @IndiJonesi for your great contribution and well done again for your achievement 😁.
All PADs, both big and small, make all the difference to our goals and ability to achieve them. We must always be inspired by those around us and learn from them and their experiences. But remember that our journeys are our own and that...Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500 -
I echo the comments already made, this is wonderful news!! Much to be celebrated at the weekendIndiJonesi said:Evening, £2214.53 paid to CC3. I hadn't realised I was paying interest on this debt so it was a bit of a shock when I logged in to see the balance. I have now got £445.00 left outstanding to pay on one credit card and that will be me done. Pay day on Friday and I've done enough overtime that I can clear this final amount. Indi x Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711
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