November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
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Payment A Day Chapter 18
Comments
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The old £1 coins should still be exchangeable, but it's at the bank's discretion now. Definitely no harm in trying.Tiddlyteddy said:£5 didn’t have any bank tidy but I’m addicted now so using little bits from bank account to pay off the cc.
Have found some old pound coins in a drawer. Does anyone know if I can bank them?
PADding is definitely addictive! Once you join, you may never leave mhuwahahahahaaaaa (jk
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My offering today is £1 to CC7
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25714 -
£100 from second job off cc
22/08/2022
BIG LOAN £15,843- 05/09/22-now £15,070.93
HALIFAX CC £328/£1,063
MORTGAGE 22/8/22 £367,000
September 2022 grocery challenge £260.77/£320
Payment a day from 22/8/22 total so far-£176.15
Saving for Christmas 2022 £228.02
Saving for holidays £485.394 -
£1 to debt please
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 53 -
£2.69 to the Thieves of Bootle 2
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Afternoon All,
The total PAD for 9 September 2022 was £33.34
Sorry it’s late, but I’m away for the weekend and slept in this morning 😀. I’m travelling back to London tomorrow so I’ll post today’s total tomorrow evening when I’m back home.I’m really glad that you’re enjoying the quotes. Getting away this weekend has been great for my ability to just let go and relax a little for once. I’ve not really been able to afford it, but don’t regret it as I realised…
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
£2.72 for me today.PAYDBC24 #8 ~ £10188.211
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£105.30 to winter fund
£10 to debt
My winter fund is fully topped up now ☺
I'm going to take £100 from it to pay for logs given the PM energy plan. It gives me a little more breathing room.
Back to paying debts off x
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£5 mortgagee overpayment for me please
Well done on hitting your winter fund target @Deleted_User
Logs are also very much on my to do list. I’m guessing demand for logs is going to soar, and also the price
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 54 -
£1.65 to the ~Thieves of Bootle today...November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)4 -
Good morning. £1 to CC7 for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712
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