November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
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Payment A Day Chapter 18
Comments
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£4.41 off of Very for me please! (from my Tilly Tidying!)4
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Afternoon
£139 PAD to Lloyds CC and Virgin CC
Thanks
Shell x
Debt Free - 04/03/23. Total LBM August 2021 £15410.70
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Another £17.80 for me to my little loan, from TCB.PAYDBC24 #8 ~ £10188.213
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Another £5 off the mortgage over payments....just shows that a bit of motivation can help. This is £10 so far this week, and the first time I've managed that for a long while. Was all helped by some Co-op vouchers that I had to spend, so I rounded up the money I would have spent to £5 and bunged it off the mortgage.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £570/£3000
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Studies/surveys August £14.50
Decluttering items 929
Books read 15
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up6 -
Just to put this into perspective a little - I just paid off £4.41 from my Very account. I had calculated my snowball yesterday after making a few payments, and calculated again today after paying £4.41. The difference in paying that small amount... £7!! i have saved £7 in interest for paying just £4.41 off. Unreal.
November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)5 -
£10 to winter fund x5
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£0.93 to Very!
November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)4 -
£1 to CC2 pot today please
Debt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0004 -
£100 regular payment to CC7 today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25714 -
£4.44 bank tidy off the cc.
22/08/2022
BIG LOAN £15,843- 05/09/22-now £15,070.93
HALIFAX CC £328/£1,063
MORTGAGE 22/8/22 £367,000
September 2022 grocery challenge £260.77/£320
Payment a day from 22/8/22 total so far-£176.15
Saving for Christmas 2022 £228.02
Saving for holidays £485.393
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