Payment A Day Chapter 18

Makingabobor2 · 4 September 2022 at 1:38PM

Keedie said:

Welcome @Makingabobor2! You're more than welcome to join us and you can make as little or as much as often as you are able to. Although the thread is titled Payment a Day (PAD) not everyone can make payments that frequently, but I'd encourage you to still check in as it'll motivate and support you. Some people track their minimum and regular payments, some only track overpayments, some are clearing debt, some are saving and everything in between. Only you know what's good for your journey, so don't feel pressured, but we're here to celebrate all wins no matter how small, and offer you support if you need it 😁.

Thanks for the welcome. I'm sure the thought of coming on here and posting what I've done every day will motivate me. Yesterday I paid an extra £5 off the mortgage, not a lot, but we are trying to clear it in less than the just under 4 years that we have left. We are currently on a variable rate and to go to a fixed rate would actually cost us more, so with the interest rates rising almost every couple of months, I am trying to pay off little bits here & there. Then there is also the DMP to try and pay off, although we keep getting offered good deals with that after having been on it for so many years. Then I have little savings pots that I am trying to put extra in every month...so plenty to keep me occupied.

AntoMac · 4 September 2022 at 8:08PM

Welcome along @Makingabobor2
I pay ad hoc usually small amounts regularly, They all add up. I most often PAD just a pound, but it’s still one less pound owed somewhere.
Good luck. We hope to see you posting regularly.

CMD79 · 4 September 2022 at 9:00PM

Wow! That' amazing for August!

I've been away, but totting up:

Barclaycard: 291.05
Tesco: 109.81
Next: 35

Then, I've joined the Tilly Tidy challenge as well, and I've rounded down all my debts, so another: 10.29

£446.15 in total