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Touched other car by opening door

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  • shafeeq wrote: »
    Hi

    Advice required, we were parked in a shopping car park. My wife opened car door and touched other car parked next to it. The other car had a small white mark (colour or our car) the size smaller then this star *.

    Sneak round their house one night and "T-Cut" the paint off the door. Then turn round later on and say "What mark"??

    It's too late now but get some of those rubber door protectors. Not only will they protect your car they'll proctect other people's. If you have 'em fitted there's no way they can claim you damaged their car.

    Good luck!
  • Another thought, Shafeeq.

    My car paint was scratched by some windscreen fitters a few years ago and they got these people out to fix it: http://www.re-new.uk.com/ The scratch was quite deep and about an inch long. The cost of repair was around £80 and the results were excellent.

    There is almost certainly a similar company in your area offering the same service. Perhaps it'd be acceptable to the other party if you employed such a company and didn't go through insurance?
  • raskazz wrote: »
    I know it's probably obvious with hindsight, but did you not take the third party's number at the time? Because no matter what the other party says about sorting it out privately at the time, they invariably decide to go down the insurance route unless you really go out of your way to sort things out promptly.

    A few years ago someone ran into the back of my 205 and cracked the rear fog light.

    A HUUUGE bloke got out of his car and wandered up. "Sh*t! I'm about to get my head kicked in, I thought".

    "Umm, you broke my foglight" I spluttered, still thinking I was about to get a broken nose.

    "OK" said the bloke. "How much is one of those?"

    "About twelve quid, from memory" I answered.

    "OK, here's £40. Buy yourself a couple of beers too" and he gave me £40!

    I was very happy. I ended up buying a secondhand light off a scrap yard for a fiver!
  • Lorian
    Lorian Posts: 6,248 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    barrymung wrote: »
    It's too late now but get some of those rubber door protectors. Not only will they protect your car they'll proctect other people's. If you have 'em fitted there's no way they can claim you damaged their car.

    They mark the paint on your own car over time though. Dirt gets behind them and acts as an abrasive on the paint.
  • dunstonh
    dunstonh Posts: 119,688 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Lorian wrote: »
    They mark the paint on your own car over time though. Dirt gets behind them and acts as an abrasive on the paint.

    They are ugly as hell as well.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Thanks for all the advice, I just had a phone call from other party's insurance, they said it will cost over £300 to fix the problem. I said what kind of work is being carried out. they didn't have the info.

    Shafeeq
  • olly300
    olly300 Posts: 14,738 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    shafeeq wrote: »
    Thanks for all the advice, I just had a phone call from other party's insurance, they said it will cost over £300 to fix the problem. I said what kind of work is being carried out. they didn't have the info.

    Shafeeq

    What type of car was it and how old?
    I'm not cynical I'm realistic :p

    (If a link I give opens pop ups I won't know I don't use windows)
  • lolarentt
    lolarentt Posts: 1,020 Forumite
    shafeeq wrote: »
    Hi

    Advice required, we were parked in a shopping car park. My wife opened car door and touched other car parked next to it. The other car had a small white mark (colour or our car) the size smaller then this star *.

    The other party is claiming off our insurance, not sure how the case will be handled. There was no dent or anything, just that small mark. I am sure access will cost more to fix.

    How will insurance view such claim.

    Any advice
    Shafeeq

    You need to go through your insurers if they have gone to theirs. Supermarket car park scrapes are invariably settled on a knock-for-knock basis ie your insurer pays for yours and they for theirs - presumably you have a very small quantity of paint missing from your door edge, as they had a small piece of your paint on their car, so you would need to get a quote for (obviously non-essential) repair and your insurer will counter-claim..
  • lisyloo
    lisyloo Posts: 30,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I just had a phone call from other party's insurance, they said it will cost over £300 to fix the problem. I said what kind of work is being carried out. they didn't have the info.

    Unfortunately regardless of the small size of the repair the "assembly" and "re-assembly" will be the same.
    The smallest "pot" of paint will still need to be bought.

    I recently got a quote for a small area and the paint was about £80 for a small area.
    There will obviously be a minimum they can order.

    I think you should ask questions about it though because one explanation for them asking for a small repair is that there are other imperfections on the door and they are getting the whole lot done.

    Complete speculation on my part,but it would be an explanation for why they want to claim for such a small area.
  • Wig
    Wig Posts: 14,139 Forumite
    lolarentt wrote: »
    You need to go through your insurers if they have gone to theirs. Supermarket car park scrapes are invariably settled on a knock-for-knock basis ie your insurer pays for yours and they for theirs - presumably you have a very small quantity of paint missing from your door edge, as they had a small piece of your paint on their car, so you would need to get a quote for (obviously non-essential) repair and your insurer will counter-claim..

    They are treated as any other road collision is treated, "who is to blame is who will pay". The OP is clearly 100% to blame the other car was empty and stationary and in a parking space.

    The OP should have just changed parking space and not left a note - shock horror! what a suggestion! well this is how stupid some people are - claiming £300 for something which didn't even dent the car this would probably dissappear with a wipe of whitespirit or petrol.

    If OP had used a bit cloth wiped the inside of his petrol cap it might have removed it. or if he had a small bottle of petrol/whitespirit in the glove box it might have worked. - of course it's easier to just change parking spaces.

    OP should have asked passenger to get out before parking.

    OP will find his insurer will be completely unwilling and unsympathetic to help, in challanging the method and cost of removal.
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