New Journey

Scott_Weiland_2

They are yes i know one bank that charges daily fees of 75p-1.50 per day to use an overdraft depending on the overdraft limit.

Banks by the financial regulator have being asked to make overdrafts more transparent and easier too understand regarding the fee structure. Hence the introduction of daily fees rather than interest rates etc etc

System

Thanks red for your feedback.
Scott you are so right about the Od charges .

Anyway list for bank holiday
Declutter linen cupboard
Sew on name tapes for DGS uniform , don't like iron on ones so volunteered to sew!
Clean windows , not very good at doing these.
List more items on fleabay
Shop and meal plan.
Go for a walk
Thinking time , I have a problem that I need to solve.
Be MSE and don't do mindless spending through boredom.

System

Have OD on my account that I haven't used for 10 months so just deleted it . Hope I remember lol .

System

Only done one thing on my list today, sew the name tags.
In the morning I am cleaning windows , I only have four windows but they are big.

Nearly a NSD just 60p on a gingerbread man for DGS.

That's it .

System

Windows cleaned -go me !

Had a little spend £3.70 on picnic things , DGS wanted a picnic in the garden , how could I refuse !
Weather wonderful for it.
Shopping list done for tomorrow, meal plan sorted.

Opened a bottle of wine , small one will do me no harm .

boxofpaws

Hello Cumbria Lass,


I would split the £30 between the debt payments and the EF.


I too want to retire at 60, I cant imagine working any longer than this.

System

The only thing I have not done on my list is put more stuff on fleabay , but that's because I haven't found anything else. I do have a bag for the charity shop though.

Shopping today was £27.28 in Mr A but bought the washing liquid on offer. Still more than I wanted , and £7.50 on GF stuff in Mr T . Will need to watch the shopping money this month .

Then disaster had to nip to sainsbos local for gravy granules for my Sunday lunch. I made 2 dinners one for tomorrow as well.
Car insurance renewal arrived by email today an extra £110 so won't be renewing it for sure . That's tomorrow's job.
Had a pleasant BH so,far.

System

Paws thanks for popping in, will split the money as you say.

eBay sales generated about £10 I think so not much but better than nothing and PA is slow at the minute .

Eager_Elephant

Cumbria_lass wrote: »

Car insurance renewal arrived by email today an extra £110 so won't be renewing it for sure . That's tomorrow's job.
Had a pleasant BH so,far.

I called my current insurer to ask about them lowering the renewal quote, first of all she checked that's day price (?) and that came out the same and then she checked for discounts and said there weren't any so I told her to cancel the renewal and I would go elsewhere. I still think my renewal went up by £50 because I got cashback when I took it out.

I have 2 much cheaper quotes that are only £2 difference in price but one gives cashback and one doesn't.

I will sort this today as insurance ends tonight at midnight:eek:

Good luck with getting some decent quotes.

System

Thanks Eager Elephant have gone through topcashback , and got £30 cashback and paid £120 less than the renewal quote. Also got breakdown cover including home start for £20 through a Wowcher deal.

Have paid up front for car insurance for first time in a decade , it feels faboulous, of course EF has taken a hit but hey ho .