New Journey

System

Back home from weekend away .

Spent around £25 , took money from grocery budget as only had £10 left in entertainment one.

Shopping and petrol on the way home .

Mr A £15.14 , petrol £20.01 .

Completely skint now until Friday have about £10!left in purse. Out on Wednesday night , but it's a thank you meal from a friend so probably spend £2 on a drink .

Another month no credit card spends 9 months now .

Back to another washing load going on .

System

Had a trip to Clarks outlet today to get DGS his school shoes, took me back years . Anyway mission accomplished £24 not so bad , his mum transferred the money to my account so I could buy them , as was doing her a favour getting them.

Normally they would have gone on a credit card , but as I have no money left in any pot apart from savings she transferred the funds no problem.

We did have a drink whilst we were out which was £2.20 for both of us. Played outside then on his bike for an hour before going home.
The gym for me later so just having a rest now, back to work tomorrow.

System

Been doing car insurance renewal quotes , the prices seem to have through the roof . Maybe it's where I live that doesn't help either .

Have other people found this ?

I will go through cashback site to get some back .

boxofpaws

Car insurance has gone up - the tax has changed I think. Can you call your current insurer and ask them to match this year's premium?

Eager_Elephant

I am just about to renew my car insurance - my renewal has come in over £50 more than last year.

I have done a price comparison and can get it cheaper so will ring my current provider and see if they can match.

I'm wondering if they have put it up because I got £50 cashback last year for taking out the policy - or am I just being cynical??

Scott_Weiland_2

Cumbria_lass wrote: »

Been doing car insurance renewal quotes , the prices seem to have through the roof . Maybe it's where I live that doesn't help either .

Have other people found this ?

I will go through cashback site to get some back .

Cashback sites are the way forward re car insurance my aunt and uncle via me went through go compare on top cashback. They saved 19 quid on the policy not mega money i know but they got 25 quid in cashback from T.C.

redofromstart

I found that ours had gone up a lot this year even though nothing had changed. I played on the comparison sites, reduced the mileage (I used to have a bigger commute) and did variations on job titles which got it down a bit. I have cashback tracked but count that as a bonus if it arrives.

System

Nice treat from friend last night, I paid for coffee after the meal. The end of the working week for me., plus it's payday tomorrow.

I will update my signature tomorrow but I think I have paid nearly £50 extra off smallest card all from PA surveys. Have not done any this week as been busy after work, but determined to try and make min £40 every month .
Car insurance is work in progress , not had renewal yet but just getting prices.

System

Thanks to Paws, Scott, Eager Elephant and Redo for your thoughts on the car insurance.

System

Payday.

All transfers done .
Debt reduced by £200 this month bit more than usual thanks to PA surveys.
Not as much happening social wise this month trying to keep it limited as going away for a few days end of September.
Just the car insurance , service and MoT as well this pay month. As I had new tyres in July and I only save £30 in car maintenance fund , I am going to have to use EF to go towards cost .
Can't see me paying car insurance in full this year even though I have it in savings in EF , It makes me nervous using the money , I like the comfort of £1000 in EF .

Am I being silly.?