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  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh how exciting Cumbria - you have your own celebration day! :rotfl::T

    I guess a 93% increase in reports to the police could be that as more people are aware of their rights, and also more people are aware of what they may be witnessing, more people make those reports, rather than an increase in actual offences committed? It's a bit like child abuse - there is a perception that there is more of it these days than 100 years ago, but in fact that's most likely not true - it's just that it's no longer a taboo subject so it gets discussed, and people are more inclined to report - particularly when it occurs inside a family.

    Another one here who finds keeping up water consumption at work easy but home an absolute nightmare!
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Happy Cumbria day!!
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • beanielou
    beanielou Posts: 95,616 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy Cumbria day :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Happy Cumbria Day :D. Sorry you found the course sad, I can see why you would.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • System
    System Posts: 178,352 Community Admin
    10,000 Posts Photogenic Name Dropper
    Apparently it is #Cumbria Day today, it keeps coming up on my social media, so Happy Cumbria Day to you

    #Happy to be a la'al Cumbrian

    Thank you :beer:
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • System
    System Posts: 178,352 Community Admin
    10,000 Posts Photogenic Name Dropper
    Nicnak wrote: »
    Happy Cumbria day!!

    Thank you Nicnak.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • System
    System Posts: 178,352 Community Admin
    10,000 Posts Photogenic Name Dropper
    beanielou wrote: »
    Happy Cumbria day :)

    Thank you Beanie
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • System
    System Posts: 178,352 Community Admin
    10,000 Posts Photogenic Name Dropper
    Happy Cumbria Day :D. Sorry you found the course sad, I can see why you would.


    Thank you Hairy
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • System
    System Posts: 178,352 Community Admin
    10,000 Posts Photogenic Name Dropper
    Ooh how exciting Cumbria - you have your own celebration day! :rotfl::T

    I guess a 93% increase in reports to the police could be that as more people are aware of their rights, and also more people are aware of what they may be witnessing, more people make those reports, rather than an increase in actual offences committed? It's a bit like child abuse - there is a perception that there is more of it these days than 100 years ago, but in fact that's most likely not true - it's just that it's no longer a taboo subject so it gets discussed, and people are more inclined to report - particularly when it occurs inside a family.

    Another one here who finds keeping up water consumption at work easy but home an absolute nightmare![/QUOTE

    You are so right EH about the DV .
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • milann
    milann Posts: 11,408 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Good news on the pension.
    I use decaf tea and coffee. I had the Aldi tea and it was like sweepings up - never again - coffee was ok from there. My favourite decaf tea is Yorkshire but I can cope with Tetley or PG if they’re on offer.
    January spends - £587.58
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