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  • I love hearing about MSE folk meeting in real life too :)

    Enjoy your weekend
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Your MSE meet up sounds good. Hope you got your cardigans.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • System
    System Posts: 178,354 Community Admin
    10,000 Posts Photogenic Name Dropper
    I did get my cardigans £5.50 each . Big sale on in m&s I didn't get anything as don't need it , not that I wasn't tempted . Got a couple of Xmas presents from primark as well. Am now babysitting !
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Well done on resisting the M&S sale and glad you got your cardies.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • System
    System Posts: 178,354 Community Admin
    10,000 Posts Photogenic Name Dropper
    Terrible nights sleep , brain to busy couldn't switch off. Gave up at 7am.

    All laundry folded for ironing, shopping list done. Have cleared the post , filled a form in to send away and updated budgets.

    Very gloomy outside hope it clears up soon. Today I am going to do a very long to do list that will incorporate stuff for Christmas and Australia. Time is flying by and I need to be super organised. This is what my brain was full off.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Time is flying by - won't be long until the shops and repeat plying Christmas songs....:D:eek::D:D

    Hope you get to the end of your list....
    January spends - £587.58
  • Hurrah for MSE meetups, always interesting.
  • I hope you sleep better tonight Cumbria, hopefully all your list making will put your mind at rest so you feel more relaxed.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Yes hope you have a good nights sleep tonight and a not too busy work week.

    Good luck with your to-do lists. Christmas seems to have hit the shops already!: And we've not even had Halloween or Guy Fawkes Night yet!:eek:
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • System
    System Posts: 178,354 Community Admin
    10,000 Posts Photogenic Name Dropper
    Blah blah to good nights sleep , just hope I can stay today. Today I am back on drinking water and eating properly . Hoping to do a walk round the clock as well before I go to bed.

    Ordered DGD birthday present lady night, hoping to pick it up Wednesday after doctors.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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