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From debt to freedom...
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Congratulations. Amazing news xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x2 -
Hurray! More Hurray! Sending love and best wishes for happy ever after. Humdinger xx2
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Please tell me to mind my own business @Honeysucklelou2 but do you have plans yet to set up in one house? Do the children know; if so, what do they think? So happy for you all. Love Humdinger xx2
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Thank you everyone for your kind messages.
@Humdinger1 - Yes the children do know. SO involved them all in the proposal day and DS3 and his children were there when he popped the question! They all knew what was happening on that day…it was just me that was in the dark!! My other DDs knew it was happening and had taken part in the ring discussions but were working / dog sitting away so couldn’t be there in person. My biggest concern was DS1 but on hearing the news, gave me a big hug and said he was glad I was happy, which was amazing. I hadn’t expected that.
The children that live with me are fine. The plan is to be in one house which is what happens at weekends now. In the longer term, we plan to extend so that his children have their own space here.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 173 -
This is so exciting! You started off by reclaiming your home and now it's going to grow with the family! And it's lovely that your DS1 is happy for you.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/223 -
How exciting. So pleased your kids reacted well tooAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/251 -
What lovely news, congratulations! If anyone deserves some happiness it’s you.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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That’s lovely news, HSL2. Congratulations! XxMortgage @ 03/2019: £125,000, Now: £51,956.86
Mortgage OP’s: £20,691.73
Remaining 10% OP allowance 2025: £1327.552 -
Wonderful news. You deserve to be happy after all you have come through. Best wishes for everything to come. xx2
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Delighted to hear your wonderful news HSL. I have followed you since the stormy days and this is a fantastic
outcome.
So very happy for you. xx3
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