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From debt to freedom...

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  • Cherryfudge
    Cherryfudge Posts: 13,159 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    Have to say it was joy to make normal ( to me) lasagne for tea last night. 8 around the table again...sheer joy!


    I fully sympathise with that!

    Here's hoping EDD feels better soon and can join in the blackberrying - I enjoy it.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Drawingaline
    Drawingaline Posts: 2,988 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    We normally try and go blackberrying but it has been a couple of years. We have been to the pick your own for strawberries and raspberries this month and the weird one has asked about blackberry picking so we shall see.
    Debt free Feb 2021 🎉
  • savingholmes
    savingholmes Posts: 28,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you enjoyed the birthday meal.

    Cake sounds fab.

    I've done lots of blackberry picking in my life and normally glean a few each year.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • savingholmes
    savingholmes Posts: 28,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you are accepting help.

    Good films that helped me with that were

    In her shoes

    28 days later (Sandra Bullock)

    You are letting someone else experience the helper's high too
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • lucielle
    lucielle Posts: 11,497 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I agree with letting SO help.  You probably (hope I'm not being presumptuous) do all the cooking and this could be his way of repaying the favour.  Also think how much better you'll feel with the rubbish gone and then you can visualise what you can do with the space.
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • dawnybabes
    dawnybabes Posts: 3,338 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It’s hard accepting help, but think how much better you will feel when all the crap is gone ! 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Spendless
    Spendless Posts: 24,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 1 September 2022 at 9:48AM
    Really pleased to hear of SO' offer to help, yes accept it. We had a  Mixed skip the summer after the 1st lockdown and filled it full of stuff that we should never have kept in the first place. 
  • lucielle
    lucielle Posts: 11,497 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's good news on the water bill but annoying it was paid out in the first place.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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