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From debt to freedom...

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  • Cherryfudge
    Cherryfudge Posts: 13,177 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Perhaps you could tell him it will be dropped off at such and such a date by a mutual friend? He would probably be more civil to a third party.

    Your weekend sounds lovely and good memories are being made. :) Well done on the frogs too - and I'm sure you'll love the bathroom once it's done. Think of it as an investment for your savings that will hold its value when currency is depreciating!
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,804 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 10 August 2022 at 11:51AM
    lucielle said:
    I think I'd be more inclined to drop ex's stuff at his house, especially if it annoys him but that's just me
    L
    I would be round there like a shot! Oh Does this annoy you Cupcake? Shame!! 
    That did make me laugh Buffy 😆
    Yesterday was quite productive. I took advantage of the hot weather to wash the bedroom curtains and get them line dried before dusk. Sugar soaped the bedroom walls and the hallway and got the hallway painted so that is looking much fresher. 

    Thats a good way of looking at it Cherryfudge, thank you🙂.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you are making your home more your own. 

    Lovely to read things falling into place for you.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • Sun_Addict
    Sun_Addict Posts: 23,990 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I would just dump the stuff in his front garden, why should you keep it 😡

    That aside, all sounding good 😊
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you have found a SO who is kind and thoughtful.

    Can you give any of his old stuff away if it's not saleable.

    Well done on the flooring. Sounds like you are really making your home your own.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,804 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 17 August 2022 at 9:09AM
    Thank you SH.

    Bit of a spendy day yesterday as I had to buy new blades for the Jigsaw and one more pack of flooring. Worked on the flooring til 11.30 and am so thankful that it’s almost done. I think I’ve got about 5 lengths to go. It’s quite a light coloured flooring so has made that space seem much more light and airy. 

    The bathroom suite arrived yesterday so have that in boxes around the house at the moment. Got to be brave and call a plumber next!

    Rang the bank bank and asked to close the credit card that has been paid off. Took quite a while to explain that I didn’t want it and still, a week or so later, it’s still showing as open 🙄. Bizarrely the second credit card I have that I want to clear next has written t9 me and said the credit limit is rising by £1,500😳. I haven’t requested a rise. I thought it was odd that I clear one and the other does that 🤷‍♀️.

    Hoping the weather will be overcast but dr6 today as lots of washing to dry but don’t want to use the tumble dryer. I can put some in the newly acquired space but not sure that will dry everything!!

     
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
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