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A new MSE action per week Challenge 2017
Comments
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Like the sound of this. Can I join please? Will have a think of things for my list. Have borrowed a few good ideas - thanks. So far:-
1) Try claiming ppi
2) check car insurance is cheapest - saved £10.16 a month
3) check energy company is cheapest
4) sell dvds/books on zapper/ magpie
5) ebay listings clearout
6) 365 day penny challenge -January complete
7) make £10 a day challenge
8) go to local market more
9) batch cooking week
10) make christmas cards week
11) inventory and use up stuff in freezer/cupboards week
12) close bank accounts with hardly anything in them
13) remortgage for a better deal- done, monthly payment £365 down from £420
14) transfer ccs to 0%_ 2 to 0% one to lower rate 7.9
15) no spend week
16) try free 7 day gym trial
17) order reusable kitchen roll/baby wipes
18) cycle instead of driving when possible week
19) use spare time to master knitting week, got a book I've barely looked at
20) sort out wardrobe/drawers week
21) brand reduction week
22) do any overtime going week
23) zero waste week
24) make christmas presents week
25) check house insurance - saved £13 a month
26) low energy week ( no telly, candles instead of lights )
27) Xmas present planning and budgeting week
28) check tax code - done, was correct1 debt vs 100 days -
Debtfree by Xmas
NST - 1/18 NSDs £54/£250 food 0/£60spends
Debts - CC1-[STRIKE]£4438.89[/STRIKE] £4329.82 CC2-[STRIKE]4560.38[/STRIKE] £3672.52 CC3-[STRIKE]£10,326[/STRIKE]£10,155.85 CC4 - [STRIKE]£3286[/STRIKE]0 -
I'm trying to decide on what to do for next week...
I'm thinking that going through my CD collection that I haven't even unpacked since moving house 3 1/2 years ago is a good plan... :eek:DFW Nerd #025DFW no more! Officially debt free 2017 - now joining the MFW's!
My DFW Diary - blah- mildly funny stuff about my journey0 -
I applied for (and was accepted for) a 0% balance transfer card, doing it through the MSE eligibility calculator, this will help me clear my debts.Debt Free Stage 1 - Completed 27/08/2020
Debt Free Stage 2 - Completed 50/181 Payments0 -
I've hunted for car insurance tonight and found one with the same cover but £32.76 a year instead of £42.92 :j Ringing up to cancel the one I'm with and start the new one. Plus 2 for 1 cinema tickets through compare the market.1 debt vs 100 days -
Debtfree by Xmas
NST - 1/18 NSDs £54/£250 food 0/£60spends
Debts - CC1-[STRIKE]£4438.89[/STRIKE] £4329.82 CC2-[STRIKE]4560.38[/STRIKE] £3672.52 CC3-[STRIKE]£10,326[/STRIKE]£10,155.85 CC4 - [STRIKE]£3286[/STRIKE]0 -
This week I am organising craft stash. I will be taking some of it to a swap or sell party and some will end up on ebay.2019 fashion on a ration 0/66 coupons0
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I've decided to go for Meal Planning week in the end - if I get to the CD's then that will be a bonus
Yesterday was Roast Chicken dinner
Monday -
Breakfast: Cereal and ryvita (cereal is my DD)
Lunch: School Lunch and meal from canteen
Supper at Childminder: Lasagna
Dinner: Rubber Chicken curry
Tuesday -
Breakfast: Cereal and porridge
Lunch: Packed lunch and Soup with bread
Supper at CM: Fresh pasta and sauce
Dinner: Mac 'N' Cheese (HM)
Wednesday -
Breakfast: Cereal and ryvita
Lunch: School lunch and Soup with bread
Supper at CM: Mac 'N' Cheese
Dinner: Danish meatballs, potatoes and peas with gravy
Thursday -
Breakfast: Cereal and porridge
Lunch: Packed lunch and left overs
Supper at CM: Leftovers
Dinner: Lasagna (HM)
Friday -
Breakfast: Cereal and Ryvita
Lunch: School lunch and Soup
Supper at CM: Left overs
Dinner: Pork tenderloin with veg (found one in the freezer hehehe)
Saturday -
Breakfast: Cereal and possibly a sneaky bagel
Lunch: sandwiches and any left overs
Dinner: Chicken fajitas
Saturday and Fridays dinners might get swapped round depending on work week but all depends on timing on Friday workwise and if I forget to defrost the tenderloin in the morningDFW Nerd #025DFW no more! Officially debt free 2017 - now joining the MFW's!
My DFW Diary - blah- mildly funny stuff about my journey0 -
I love a meal planning session - it always goes to pot when I forget to get vital stuff out the freezer in time. Maybe I should set alarms on my phone to remind at the same time as planning?
Love mac & cheese so easy and filling - little boy wolfs it down too.1 debt vs 100 days -
Debtfree by Xmas
NST - 1/18 NSDs £54/£250 food 0/£60spends
Debts - CC1-[STRIKE]£4438.89[/STRIKE] £4329.82 CC2-[STRIKE]4560.38[/STRIKE] £3672.52 CC3-[STRIKE]£10,326[/STRIKE]£10,155.85 CC4 - [STRIKE]£3286[/STRIKE]0 -
That's a pretty nifty idea
I may give that a try! I have no idea why I've never thought of that myself before! DOH
DFW Nerd #025DFW no more! Officially debt free 2017 - now joining the MFW's!
My DFW Diary - blah- mildly funny stuff about my journey0 -
Done an inventory of our freezer and cupboards last week and started using stuff up - we have 8 tins of baked beans and about 15 yellow sticker naan breads!1 debt vs 100 days -
Debtfree by Xmas
NST - 1/18 NSDs £54/£250 food 0/£60spends
Debts - CC1-[STRIKE]£4438.89[/STRIKE] £4329.82 CC2-[STRIKE]4560.38[/STRIKE] £3672.52 CC3-[STRIKE]£10,326[/STRIKE]£10,155.85 CC4 - [STRIKE]£3286[/STRIKE]0 -
Ticked a few more off the list
Remortgaged for a better rate so we're now paying £365 instead of £420 a month.
Inventoried cupboards & freezer - we need to eat a lot of beans, at least there's nothing near it's use by date.
Checked my tax code and it was correct.
Transferred one of myy ccs at £2600 to 0%, hoping the one I've cleared will offer me a good balance transfer deal now so I can shuffle another to 0%
Think this weeks task will be finding more stuff to sell on ziffit.1 debt vs 100 days -
Debtfree by Xmas
NST - 1/18 NSDs £54/£250 food 0/£60spends
Debts - CC1-[STRIKE]£4438.89[/STRIKE] £4329.82 CC2-[STRIKE]4560.38[/STRIKE] £3672.52 CC3-[STRIKE]£10,326[/STRIKE]£10,155.85 CC4 - [STRIKE]£3286[/STRIKE]0
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