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Ready to do it all over again ...

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  • Ahh, the days of DFW diaries......!!

    Enjoy your Sunday!
  • benbenandme
    benbenandme Posts: 12,373 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Thanks Betterthan, you too :D:D

    I forgot to add in my list that Bournemouth are live on Sky today, so that is my main priority today ;) It's a home game against local rivals Southampton.

    Since my last post I noticed on the right hand side a bos that said about a TSB bank switch offer that ends on Monday. I didn't think I'd be able to apply as I recently switched another account to Clydesdale, but I had a go and I was accepted, so that's more money coming my way in the new year :beer: You get £130 straight away and then £5 per month as long as there are 2 active dd's (there are two in the account I've switched) and another £5 per month as long as you make 20 debit card transactions in the month. The 2 x £5 bits are until July, so after that I can look at switching the account again if I want to although it also offers 3% interest on balances up to £1500, so I may keep some of my brothers money in there and gain some interest from it. The swaitch has all been filled in (took less than 5 minutes to do) and then I just need to transfer in £500 per month which is fine as the old account needed £750 a month transferred in (then straight out again). The account I've switched is my Halifax one, which did pay me £3 per month, but over a year that works out at £36, whereas this one makes more financial sense for now, and hopefully there will be other offers to take advantage of once the offers stopped.

    I need to write down in a book exactly what needs doing when for this one and the Clydesdale one as between them it's a very easy £450 I will make but I need to make sure I don't miss anything :)
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • beanielou
    beanielou Posts: 96,661 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great bank offer :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • benbenandme
    benbenandme Posts: 12,373 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Half way through the week - all going okay, a couple of financial related things today;

    * One of the games hasn't arrived at its destination, so I've had to refund the buyer (£40) and now have to chase Royal Mail to recover the cost :(

    * £32 unexpected payout from quidco - a free SIM offer I did ages ago went through at £8 and for some reason it tracked, and paid out, 4 times :money:

    * Another £5 Amazon voucher ordered from Swagbucks today :)

    Early night planned tonight, then we're heading towards another weekend ;)
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • beanielou
    beanielou Posts: 96,661 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Boo to the game :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • amber03
    amber03 Posts: 1,399 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    I sent a package off to m@gik m@gpi£ this weekend and it still hasn't arrived there. Have sent quite a few and they don't usually take this long to arrive as the company send me texts on receipt. Presume it's cos of the Xmas rush. Have the postage receipt so fingers crossed it arrives soon.x
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • benbenandme
    benbenandme Posts: 12,373 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Made it through another week, I feel achey and generally yucky tonight, my throat is sore and we have lots of people off at school with various bugs / infections, so hoping an early night and a lazy weekend might keep it at bay :o

    Ds is at his Dads this weekend, I have lots of xmassy bits to sort this weekend but overall the aim is to chill and get through the last 5 days of school :D:D
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • benbenandme
    benbenandme Posts: 12,373 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Morning, cashin in a £5 amazon voucher from a survey site, I had a rubbish nights sleep and my sore throat seems to have morphed into a cold overnight. I am trying to clear some surveys from my inbox at the minute, then will need to take ds to the station in an hour or so.

    After that it will be the usual weekend round up of housework, maybe a bit of shopping and then an afternoon on the sofa with SkySports :D

    We have 5 more days at school then I will do the xmas decorations once we break up. Can't wait for friday!!
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • benbenandme
    benbenandme Posts: 12,373 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    So I dropped ds at the station, went to the local town and spent £6 in Morrisons and £30 on a Christmas tree, it has a base attached and is being delivered this afternoon so that's that job sorted. I also dropped off a bag of old clothes to the cash4clothes shop, got £2 back, not a lot but better than taking them to landfill. Also managed to find a few job adverts so have earned a few more pennies from jobspotter too.
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • benbenandme
    benbenandme Posts: 12,373 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    My head has lots of plans for things I need to get on with, my body is saying not a chance - so I've listened and have stopped. It's rest time. The tree was delivered and is stood in the hall area as it's colder out there. I've managed to hoover and get 3 loads of washing done and the dishwasher loaded and switched on. But that's it - I'm almost falling asleep and I ache, so I had some chicken and sweetcorn soup for lunch, then ran a hot bath and have put clean pj's on and am snuggled under a blanket on the sofa.

    Sometimes you just need to give in :D

    So, I will no doubt use the time to clear some more surveys, maybe some more online shopping and enjoy my footie afternoon. There's only 4.5 more days at work, then I get over a week before Christmas to get organised and get stuff done.
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
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