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Ready to do it all over again ...
Comments
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Nice one you’re doing so well keep going amazing EBay sales good use of Nectar points.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest0 -
£10 paypal from globaltestmarket, that takes me to under £400 to find :beer:Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
Pennywise ... I have tried Opinionoutpost but not stuck with it, although I was like that with Swagbucks for a long time, so never say never
Please don join up with the food apps, they are great for extra little freebies here and there along with your shopping, sometimes you get stuff for free, some bits are half price etc, but I tend to only go with the free ones unless it's something I would be buying anyway.
The ones I use are Shopmium (my referral code is ACMUMGUE). At the moment you get a free bar of Lindt chocolate when you sign-up
I also use Checkoutsmart, this is the mobile app for when I'm shopping in stores but there is also clicksnap via quidco for online food shopping. They are both run through the same company I think. There are no referral codes for this one.
Good luck - they are definitely worth downloading, you just buy the item, scan its barcode and take a pic of the receipt and the money is usually back in your account within 48 hoursI've got a few bottles of cider etc put away for Xmas from this that will help pad out the xmas goodies box without costing me a penny
Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
So the house is looking fairly tidy, I've whizzed around and put everything back in its rightful place. I have cleaning to do later. The dishwasher has done it's thing, the washing machine hasn't woken up yet although the pile doesn't look too bad this week.
I've also sorted out the end of month banking, I have £15 left to last me until payday on Thursday :eek: I have plenty of petrol in the car, a chunk of lamb ready for dinner tomorrow, shepherds pie from the freezer ready for dinner tonight, so that money will be used for top-up shopping of bread, milk, veg and any other unexpected little bits and pieces.
Today ds and I are going to meet his new friend again at the station, then it's a footie afternoon. Maybe some Christmas card writing later and maybe some more Xmas planning / present buying online (from the gift fund so already accounted for).
I do need to post the last game that sold yesterday too.Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
I've popped to Sainsburys this morning, I spent £11 on a few bits and pieces to keep us going for the next few days, I'm going to do a Tesco order to be delivered on Wednesday, that will be the start of Decembers budget
So I still have £8 left for any other bits and bobs.
Mortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
benbenandme wrote: »Pennywise ... I have tried Opinionoutpost but not stuck with it, although I was like that with Swagbucks for a long time, so never say never
Please don join up with the food apps, they are great for extra little freebies here and there along with your shopping, sometimes you get stuff for free, some bits are half price etc, but I tend to only go with the free ones unless it's something I would be buying anyway.
The ones I use are Shopmium (my referral code is ACMUMGUE). At the moment you get a free bar of Lindt chocolate when you sign-up
I also use Checkoutsmart, this is the mobile app for when I'm shopping in stores but there is also clicksnap via quidco for online food shopping. They are both run through the same company I think. There are no referral codes for this one.
Good luck - they are definitely worth downloading, you just buy the item, scan its barcode and take a pic of the receipt and the money is usually back in your account within 48 hoursI've got a few bottles of cider etc put away for Xmas from this that will help pad out the xmas goodies box without costing me a penny
Sorry BB I signed up for the app before I saw your post, so didn't use your code. But thankyou for the info, I got my free chocolate yesterday and I think i'm going to be quite addicted to the app.0 -
No worries Penny, it's a very useful little app
This morning when I went to Sainsburys I got myself one of the free greek yoghurts which will pad out my packed lunch for work tomorrow
My plan for the rest of today involves:- Some school work
- Make a plum and apple crumble
- Make a cake, not sure which sort yet
- Roast lamb dinner
- Change my bedding and clip on the winter bit of the quilt as it's starting to get colder in the night now
- Tesco order for delivery Wednesday
- Plan Decembers budget
- Eyebrows
- Hoover through
- Ironing
- Xmas planning
Sounds quite a lot but most of it is general pottering about, but if I don't write it down I will forget itMortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
Most of the list has been done, I still need to have my bath and do my eyebrows but other than that we are just about there. I have done my sister and my sil's xmas presents - all done from Amazon, which means I can transfer £30 into the holiday fund as I used my vouchers
I'm off for my bath now then it's Strictly, I can't wait to get into bed tonight - when I changed the bedding and zipped the duvet together I realised that I've only had the 4.5 tog bit of the duvet on the bed, no wonder I was getting cold :eek: So tonight I have the 4.5 and the 10.5 zipped together. No doubt I'll get far too hot and won't sleep, but at the minute I'm looking forward to going to bedMortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870 -
benbenandme wrote: »Just remembered that the Nectar double up is on at the moment - I've currently got 31,000 points (£156ish) so I am going to use some of them to double up on entertainment and get some xbox games that I can stick on ebay and recover the cash value from.
Now that's a really good idea! I am on track to get £150 of points at the end of January (possibly X2, depending on spend levels), I suspect using the same 'deal' as you. Might have to save these points and nick your idea for the run-up to next Christmas:D0 -
Another £5 Amazon voucher orderedMortgage Total: £50,720/ £75,000
Mortgage Overpayments Pot £15870
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