Repeat balance transfer

redux

That first 90 days is clear enough. Make a note of the application date though, as the first statement date might be a day or two later. Mine was. They recently agreed to refund a fee and interest for a transfer I did on the 91st day.

Also, the 95% allowance transfer is recalculated on the remainder after each transaction, so with a few transfers you can actually work your way up to 99% or so.

Dobbibill

Aliana_Johnson wrote: »

I'm currently getting loads of similar offers lately! 0% for 24 months... think I'll go for 1 just to build up credit rating.

What 0% offers are you getting?

There are a few, be careful not to mix them up....MT, BT or purchases?

littleminxof44

Re. Balance Transfers. I transferred £970 from my M&S cc to Tesco cc on 17 Dec. M&S debited my account but the money has failed to reach Tescos, so I'm now accruing interest on both cards. M&S customer services are pretty useless as I have difficulty understanding their poor English (old age and deafness!). I am really stressed - can anyone suggest what I can do next?

eskbanker

littleminxof44 wrote: »

Re. Balance Transfers. I transferred £970 from my M&S cc to Tesco cc on 17 Dec. M&S debited my account but the money has failed to reach Tescos, so I'm now accruing interest on both cards. M&S customer services are pretty useless as I have difficulty understanding their poor English (old age and deafness!). I am really stressed - can anyone suggest what I can do next?

This probably ought really have been opened as a new thread but anyway, try the other methods of communicating with them as shown at http://bank.marksandspencer.com/explore/contact-us/overview/

[Deleted User]

Do they have an online message facility?