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Repeat balance transfer
Comments
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That first 90 days is clear enough. Make a note of the application date though, as the first statement date might be a day or two later. Mine was. They recently agreed to refund a fee and interest for a transfer I did on the 91st day.
Also, the 95% allowance transfer is recalculated on the remainder after each transaction, so with a few transfers you can actually work your way up to 99% or so.0 -
Aliana_Johnson wrote: »I'm currently getting loads of similar offers lately! 0% for 24 months... think I'll go for 1 just to build up credit rating.
What 0% offers are you getting?
There are a few, be careful not to mix them up....MT, BT or purchases?I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
Re. Balance Transfers. I transferred £970 from my M&S cc to Tesco cc on 17 Dec. M&S debited my account but the money has failed to reach Tescos, so I'm now accruing interest on both cards. M&S customer services are pretty useless as I have difficulty understanding their poor English (old age and deafness!). I am really stressed - can anyone suggest what I can do next?0
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This probably ought really have been opened as a new thread but anyway, try the other methods of communicating with them as shown at http://bank.marksandspencer.com/explore/contact-us/overview/littleminxof44 wrote: »Re. Balance Transfers. I transferred £970 from my M&S cc to Tesco cc on 17 Dec. M&S debited my account but the money has failed to reach Tescos, so I'm now accruing interest on both cards. M&S customer services are pretty useless as I have difficulty understanding their poor English (old age and deafness!). I am really stressed - can anyone suggest what I can do next?0 -
Do they have an online message facility?0
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