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Difference of 1p between available and balance - why?

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Eliza_2

Eliza_2 Posts: 1,336 Forumite

Part of the Furniture

Combo Breaker

20 December 2016 at 11:36AM in Budgeting & bank accounts

I've just checked my bank account and there's a difference of 1p between the balance and available balance. How could that be? I haven't bought anything for 1p. All payments in and out are up to date and reconcile with my receipts etc.

It doesn't really matter obviously but I just wondered if there could possibly be a reason - or just a glitch.

Thanks

Liz

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Comments

TheShape Posts: 1,882 Forumite

20 December 2016 at 1:08PM

Have you ever watched Superman 3?

You may find your answer there.

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KxMx Posts: 11,088 Forumite

20 December 2016 at 1:10PM

Sometimes I think online retailers do a test of 1p to check the debit card is valid, this doesn't tend to appear as a 1p debit but the available balance goes back up after x number of days.

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supasaverbob Posts: 71 Forumite

20 December 2016 at 1:28PM

This wasn't TSB was it? I had the same issue yesterday.

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makey1976 Posts: 38 Forumite

20 December 2016 at 1:30PM

i know when you buy petrol at asda .
it shows as 1p in future transactions, then full amount is taken later.

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molerat Posts: 34,492 Forumite

20 December 2016 at 2:41PM

makey1976 wrote: »

i know when you buy petrol at asda .
it shows as 1p in future transactions, then full amount is taken later.

?
Mine always shows £1 - but that is on a CC, maybe a DC shows differently.

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firefox1956 Posts: 1,548 Forumite

20 December 2016 at 3:01PM

Mine shows as £1 on my credit card...........

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mwarby Posts: 2,048 Forumite

20 December 2016 at 7:49PM

Mines always shows as £1 on debit card (Santander, Lloyd's and nationwide)

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Dobbibill Posts: 4,191 Ambassador

20 December 2016 at 8:32PM

Have you done an online grocery order?

They are normally 1p.

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[Deleted User] Posts: 0 Newbie

20 December 2016 at 8:35PM

It's probably due to the bot I have running which takes 1p from all other accounts and transfer it to mine .....

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Shakin_Steve Posts: 2,813 Forumite

20 December 2016 at 11:27PM

It happens quite a bit to my account, too. I keep waiting for a debit to appear but it mostly just disappears after a few days.

I came into this world with nothing and I've got most of it left.
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