Seller lied to my face but i've finally found what I suspected

shaunhouse

I'm holding out for a miracle because we do really like the house and yes it could be a house I would live in for the rest of my days.

It now feels like what else is he hiding as he hasn't been honest about this. I don't like the idea of being tied to one insurance company because of the subsidence.

I had a full buildings survey on the house. The surveyor didnt make any note of subsidence but in my opinion he didnt do a very good job of the report and it was only £450. He has since refunded me with the claims coming to light.

I don't think its overly bad but at the same time how on earth would I be able to know what has gone on under the surface. How much the soil has been disrupted and whether the house will need underpinning in the future??

Hoploz

That's why you ask them to provide the guarantee.

shaunhouse

We have asked for previously. Waiting to see what comes through - could be a long road ahead still.

POPPYOSCAR

What does your mortgage lender have to say about it?

shaunhouse

The mortgage valuation came back absolutly fine.

My buildings survey was done independantly.

POPPYOSCAR

So two surveys were done and neither picked up on it?

shaunhouse

First was just a basic survey and no nothing picked up. The damage has supposidly been repaired (i just dont have any paperwork as of yet).

Second a full buildings survey commisioned by us - he noted the exterior cracks as thermo expansion. He has said there are no signs of subsidence and has had chance to rectify this position when I presented him with the report but hes sticking to it.

Riggyman

glasgowdan wrote: »

Point was he held a senior rank and therefore has some savvy and political awareness about him.

Sounds like he may be astute millatiry tactician, what that has to do with houses, structural engineering or property law is beyond me.

moneyistooshorttomention

Thinking on further - if he had savvy then would he actually be moving anyway at his age?

At 87 I would be planning on moving imminently - but it wouldn't be to another house iyswim. It wouldn't be worth my while to sell one place and buy another at that age - for what could only be a matter of months.

I tend to think the latest anyone with any "savvy" would move would be early 70s. After that age - stick with whatever you've got, as it's simply not worth moving (possibly bar having a brand new place to move into - that can be bought with cash and then sell the old one at your leisure).

davidmcn

moneyistooshorttomention wrote: »

Thinking on further - if he had savvy then would he actually be moving anyway at his age?

At 87 I would be planning on moving imminently - but it wouldn't be to another house iyswim. It wouldn't be worth my while to sell one place and buy another at that age - for what could only be a matter of months.

I tend to think the latest anyone with any "savvy" would move would be early 70s. After that age - stick with whatever you've got, as it's simply not worth moving (possibly bar having a brand new place to move into - that can be bought with cash and then sell the old one at your leisure).

The OP doesn't say that their vendor is buying another property.