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What makes you WANT to be debt free?
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suzialwaysbroke wrote: »Ummmm, very good question, I think that if you take out "essential" debt out of the equation (by that I mean mortgage!), you have to look at the amount you owe & what exactly you have to show for it.
Exactly, I don't count my student loan as debt either, as it's not a "real" loan or a "real" debt in the general sense. I.e. any applications forms that ask about loans or debts, the student loan wouldn't be applicable there, also you don't have to pay it if earn less than 15K or are unemployed, and you only pay inflation interest on it.
Good point. Same as mortgages as you said.Amo L'Italia0 -
I think when I really think about it the only reasons I want to be debt free are so that I can get a nice little house with my boyfriend and so we can have a wedding to remember - i just want to be able to live a happy life together with no stress - the big expensive things are nice but id much rather be cosy with my fella!
god i cant believe im saying that lol!Proud to be dealing with my debts!DFW Nerd No. 634 LBM: 3rd time - Dec2008 I NEED TO BEAT IT THIS TIME!Total Loan Debt = £[strike]13,737.80[/strike] 13,042.44, Total Non-loan Debt = £[strike]5,289.33[/strike] 4,704.45 - Total= [strike]19,027.13[/strike] 17,746.89 FEB 09Freelance earnings - Feb 09 = £260 so far Make £30 a day in Feb - £260.40 of £840 5 NSD in Feb 09 - 1 of 50
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