Pay ALL your debt off by Xmas 2017

Calling14

Back again paid another 3 pounds off to make nice round figure

#16 1180/4300 27% paid

dreamingofmoney

Good morning all
Just a quick check in to say that #82 is still at £523.38/£7000.
I am a monthly updater when interest is added, but catch up every couple of days, big thanks for keeping me inspired and love seeing everyone's debt reducing
Xx

muppets

paulb72 wrote: »

Hi muppets and the other 130+ people on here, I'd really like to join in with this challenge if that's ok? I managed to save up £750 last year but I'd like to make that up to £3,000 by this Christmas to pay off a chunk of debt.

I think it will be a challenge but with a little focus and support I might be able to do it

Afternoon paulb72 and welcome. You are # 130.

Mofette wrote: »

Hi, I'd like to join please! This is a great incentive, thanks for running this!

We have 2 credit cards and a mortgage on our first house, but I'd like to concentrate on the CCards before the mortgage, as I just dropped the term by 9 years and only raised the payment by £57! (Consider that a win)

#130 is £0/£5,792.42

Afternoon Mofette and welcome. You are # 131.

ThisYear wrote: »

Hello!
Please can I join?
I'm a complete newbie to the forums.
My target is £8100 on CCs
All now on 0% deals
I'm not sure it's do-able by Christmas as have cut back everywhere we can think of already but may be if I can see that % creeping up as 2017 ticks by it'll give me the extra incentive I need to keep pushing!
Thank you !

Afternoon ThisYear and welcome. You are # 132.

muppets

abba1772 wrote: »

Now that my Argos account is clear I need to concentrate on clearing my balance for our family holiday so instead of doing daily round downs to debt I'll be doing daily round downs to my holiday account but will be posting my debt repayments on here still just won't be everyday xx

You can include your holiday figure and payments in here too if you wanted. xx

abba1772

muppets wrote: »

You can include your holiday figure and payments in here too if you wanted. xx

Would that be ok as I don't class it as debt repayments xx

muppets

Sarah1875 wrote: »

Hi,

Am I able to still join? Apologies for being so late to the party - I have only just stumbled across this site.

Thank you.

Sarah

Afternoon Sarah187 and welcome. You are # 133

Blackberrycurved wrote: »

Well done everyone brilliant stuff. I'm struggling at the minute so. It much debt busting but that's how it goes sometimes. A bonus to meal planning is I've lost 7lbs yipee

Sorry to read you are struggling :j to the 7lb loss.

GalRob wrote: »

Is it too late to join??

If not, please can I be added and my total is £3147.65

Thank you...I've been lurking for ages and this is just the motivation I need to clear this debt!

Afternoon GalRob and welcome. You are # 134

muppets

Mofette wrote: »

In a quandary, I have enough money to pay off one of the credit cards in my ISA, which is gaining (small) interest, but I also have an interest-free period on this card until July. Do I pay off the card and have that amazing feeling of clearing it, or do I keep it in my ISA until the last possible moment to gain some tiny interest?


I feel like I need a decent pint to help me decide!

I would pay it off, just for that feeling you would get.

muppets

Afternoon all, I have updated most of the spreadsheet. I have got as far as post 674. I have to get ready to go back to work, then this evening I will be out late. Will update the rest tomorrow. xx

[Deleted User]

Thanks muppets!

Dxxx

muppets

abba1772 wrote: »

Would that be ok as I don't class it as debt repayments xx

It's up to you. I don't mind if you do. If you used a credit card and paid it off today, then it would be a new cc debt. I class it as the same, you owe it to the holiday company, so is a debt in my eyes. You have a think if you want to then the option is there for you. xx