We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Pay ALL your debt off by Xmas 2017

16869717374201

Comments

  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    First payment of the month today. I have a couple more after this though.

    So far #22 615.50/7148.39 8.61%
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • Morning all,

    Just made this months payment

    #81 £142.86
    NST#14/2
  • fennmad
    fennmad Posts: 83 Forumite
    Mofette wrote: »
    In a quandary, I have enough money to pay off one of the credit cards in my ISA, which is gaining (small) interest, but I also have an interest-free period on this card until July. Do I pay off the card and have that amazing feeling of clearing it, or do I keep it in my ISA until the last possible moment to gain some tiny interest?


    I feel like I need a decent pint to help me decide!

    I would say definitely keep it in the ISA to the last minute and clear the card then. Yow know in your head it is there to be cleared in a few months time. Well done :j
    2017 Challenges
    DFBX17 #14 £70.14/£21,321
    Xmas 2017 #37 £0/£352

    DFBX14 No.81 £2572.28/£9611.51
    £2 Savers Club #74 £84/£300
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all,

    #006 checking in with £1152.00/£10000 please muppets!
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • Hello! I've paid £100 off my CC today and we've had a note of interest on our flat so I'm in a good mood today :j

    #118 £424.62 / £4861 (8.74%)
    Total debt at LBM = £4861.03

    DFBXmas2018 #91 - £3342 / £3500 (95.4%)

    HTB ISA - £0 withdrawn for house purchase! :D
    Wedding Fund £2550 / £5000
  • Chappie77
    Chappie77 Posts: 191 Forumite
    Ninth Anniversary 100 Posts Photogenic Combo Breaker
    Hi all!

    Just checking in with #67 £20.00...making it £516.93/£5500

    Chappie x
    PAD - Barclayloan - £3078.32/£3758.32

    January 2022 Grocery Challenge - £600

    Saving for Christmas 2022 - #33 - £1 a day Challenge - £10/£365

    Virtual Sealed Pot Challenge 2022 - £8.55/£500
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Hello

    Little payment of £10 today thanks to low travel spends this week.

    007 £386/£760 is 51% repaid.


    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • #63 checking in with a payment of £50.00 to Argos - £420.93/£1300.00
    Current debt - £6072.98
    MFW 1% Challenge 2020 - £0/£1472
  • paulb72
    paulb72 Posts: 61 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Thanks for the add muppets :D

    Very early morning all. I managed to squirrel away £150 after payday so:

    #130 900/3000 30% paid :j
    PAYDOBX 2017 £660/3000

    :hello:
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    muppets wrote: »
    Afternoon all, I have updated most of the spreadsheet. I have got as far as post 674. I have to get ready to go back to work, then this evening I will be out late. Will update the rest tomorrow. xx

    Thanks Muppets
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.