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Pay ALL your debt off by Xmas 2017

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Comments

  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Hi, could I join this challenge please. I'd like to clear my car loan so 10,000 is the target figure. Thank you.
    Evening Honeysucklelou2 and welcome. You are # 90
    Doris17 wrote: »
    Hi,

    Can I join in please? I'm looking to pay back £14,000 in 2017, to a loan and several credit cards.

    Happy New Year

    Doris.x
    Evening Doris and welcome. You are # 91
    Hi

    I would love to join please?

    I currently have debt of £14,634.00!

    To add to this, I have just gone self employed so it isn't going to be realistic to clear the full amount, but I am going to commit to £7k to you for the year of 2017!

    Best,
    DDx
    Evening DD and welcome. You are # 92
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Xandersmum wrote: »
    Please can I join for this year!

    My main aim is to shift my big credit card which is £5111 - I would be thrilled to shift this one, but have a smaller one and the DH's to add later should I manage to crack this one (or there is always the year after!!)
    Evening Xandersmum and welcome. You are # 93.
    8pnoodles wrote: »
    Can I join?

    We need to pay off as much as possible from our credit card debt of £11,416!

    Bit scary. But I need somewhere to stay motivated so you're all stuck with me. :)
    Evening 8pnoodles and welcome. You are # 95.
    NicoleJK wrote: »
    Happy new year everyone.

    Very new to all of this but can i please join? we have quite a bit of debt to get rd of (£20,000) but would like to try and pay off £10,000 this year. Its a big target but i know we will try our hardest to do it :)!!

    thanks and good luck everyone else x
    Evening NicoleJK and welcome. You are # 96.
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Hi Muppets

    Please could I join the challenge? I haven't done this one before but I am on my last credit card to pay off and it could be just the motivation I need to be debt free by the end of the year!

    My current debt is £3958.36 to pay off

    Thank you! : )
    Evening must.try.harder and welcome. You are # 97
    Hi, can I please join this?

    I am ashamed to say our non-mortgage debt exceeds £25,000 :( but I would like to set a challenge of £10,000 by xmas between repayments and overpayments.

    Thanks
    Evening fightforfinancialfreedom and welcome. You are # 98

    Can I join this challenge please? I have £3,447.67 spread over two cards that will need to be paid off this year. Thank you.
    Evening Karen's girl and welcome. You are # 100
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Torties2 wrote: »
    Hi, I've just signed up to MSE and would love to join in on this please? We have almost 10k debt to clear off credit cards and want to get rid of £4,500 in 2017.
    Thank you
    Evening Torties2 and welcome. You are # 103
    Hi I would love to join this challenge,

    £4500 in total to pay off

    Thanks
    Evening Mikaelsonfan and welcome. You are # 104
    Hi
    Could I be added to this please? We were pretty much debt free until moving house and having a baby over the past two years and I want it all gone.
    Total debt to be paid off is £18000 (mostly at 0%) so if like to be put down for £10000 this year
    Thanks
    Evening Determinedtosave and welcome. You are # 105
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Hi can i join too please? my Target is £3000.
    Evening debtfreeplease2017 and welcome. You are # 106
    Can I please join this challenge? I'd be looking to pay off £8350 by Christmas.
    Thanks
    x
    Evening Penny pauper and welcome. You are # 108
    olaf2014 wrote: »
    I would like to join if possible
    Evening olaf2014 and welcome. You are # 109
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    cabriokas wrote: »
    How do i enter this please?
    Evening cabriokas, I have given you #110, you just need to set yourself a target to clear this year and come back and post with payment updates when you can.
    TrushTush wrote: »
    Post for muppets:

    Please could I join? I have a target of £55,289
    Evening TrushTush and welcome. You are # 111
    I'd like to join this. I'm setting down 2017 as my year to get debt free. I need to sit down and add up the totals which I'll do tomorrow. Not in a huge amount of debt but have got myself into a bit of a mess with payday loans.
    Evening AlphaBravo92 and welcome. You are # 112
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Morning all and Happy New Year!!


    I'm back please muppets - sig updated with new totals for this year and 2 payments already gone in (totalling £410.08).


    Welcome back all familiar faces and hellloooooo to everyone starting their debt-busting journeys! Whoop! :hello:


    L. x
    Evening L welcome back. You are #113 this year. xx
    Hello!


    Can I please join? I have my first child on the way which has finally caused my LBM (yippee!), I intend to pay off all of my debts by the end of this year (£3933.52).


    Thank you!
    Evening stephaniespencer welcome . You are #114. Congrats on your 1st child. x
    Hi Everyone!

    Please can I join?! I consolidated my debts yesterday with a loan term of 15 months (end date April 18), but would love to pay it all off early before Christmas.
    My plan is to pay off the debt whilst also saving for an emergency fund. I know everyone says not to have savings when paying off debt, but if I don't do it this way I know I will end up using my card when things crop up as I won't have the spare cash. If/when it gets to the point that I have enough in the savings account to pay off the debt, I will clear it. I have opened a 5% interest account.
    I'm going to make my total to pay the loan amount including interest, then if I can pay it off early I can reduce the total.

    So my total is currently: £0/£8276.55

    My first direct debis is due in a month.

    Hope this is all ok?

    FP
    Evening FeelingPeachy welcome . You are #115. I had an emergency fund of €1000 for quite some time, while paying off debts, I think it is a good idea.
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Xandersmum wrote: »
    Please can I join for this year!

    My main aim is to shift my big credit card which is £5111 - I would be thrilled to shift this one, but have a smaller one and the DH's to add later should I manage to crack this one (or there is always the year after!!)


    I've also got a son called Xander........don't see the name spelt that way that often xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Evening Everyone, I had allocated numbers to those waiting. Added payments to the spreadsheet and updated the front page. If I have missed anyone, just shout. xx

    We are now up to 118 members :j:j
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    For those interested in last years total we paid off a total of £574,812.86 for the year, which was 38.00% of our target. :j:j

    Can we all do better this year?? :rotfl::rotfl:
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
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