We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2017 mfw

Options
18687899192115

Comments

  • maia_evo wrote: »
    Hello, may I please join in. My target to year end is £1000.

    Thank you.

    Welcome! You're #129
  • I am biting the bullet and adding myself as a mortgage free wannabe - first time I have visited this part of the forum but feel that now I need to start looking at paying down my mortgage. I am 31, single and childfree, and own a flat in a relatively expensive part of the country (Bristol, so not London prices thankfully but heading in that direction). I'm on a repayment mortgage and there isn't an issue with making the payments, but I'd like to start increasing the amount I pay towards them. This isn't my 'forever home', but the more I pay down on this mortgage the easier it will be to buy my forever home somewhere down the line.

    Today/this week is about doing the research and figuring out what I can pay back on my mortgage and where I can make cuts in my budget - am sure that there is a lot to learn in this part of the forum! I'll add a conservative target of £250 extra this year, hope that that small amount is OK! It's possible that I'll receive some family money this year, part of which will go towards the mortgage, but I won't count that in my target as that feels like cheating...

    Welcome! You're #130
  • HI Hiddenshadow! Just checked spreadsheet and I must have said £250 for August, when I meant July. This means:
    £250 for July and £750 for August
    Thanks and sorry for the inconvenience (#117)

    No worries, it was probably me fat-fingering it in the wrong field. :)
  • #122 reporting in with an August total of £899.49.
    MFW: Was: £136,000.......Now: £47,736.58......
  • MichaelDH wrote: »
    If it's not too late in the year can I please join in?

    Partner and I are aiming to over pay £4,000 by June 2018, so I guess £1,600 by the end of the year.

    - Cheeky OP of £40 for August (was supposed to wait until September but couldn't resist the urge to OP) :rotfl:
    - 1st OP for September made today for £331.92

    Thank you :)

    Welcome! You're #131. :)
  • No #112 reporting in with another OP for September of £650 taking me to £950 for the month.

    Could I increase my target to £5,800 for the year please? Have looked at our finances and can manage extra monthly OP's now. Thanks!
    New House... New Mortgage! February 2017: £144,000 :eek:
    Current Mortgage Balance: £96,440.99
    2017 OP's:£5,935 2018 OP's: £11,956.00 2019 OP's: £11,988 2020 OP's: £1,998
    Total Debt[STRIKE] £29,209[/STRIKE] £0 :j:j:j Debt free 6/8/16
  • no 102 with an extra £112 for Aug and £1266 for Sept please.
    Thanks as always
  • Welcome! You're #131. :)

    Thank you very much :beer:
    Starting Balance August 2016: £170,199.00 | Remortgaged August 2018: £212,000.00
    Current Balance (15th February 2019): £209,278.85 :eek:
    Target: Balance below £170,000.00 by August 2023 :)
  • Post first OP of £201 please for August. Number #129

    Thank you x
    Take care of the here and now and the future will be taken care of.
  • bunty109
    bunty109 Posts: 1,265 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    #24 and August OP was £1037.23
    MFW 2019#24 £9474.89/£11000 MFW 2018#24 £23025.41/£15000
    MFi3 v5 #53 £12531/
    MFi3 v4 #53 £59442/£39387
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.