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2017 mfw

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  • Number 51 reporting a £510.38 overpayment in September. Trying to push for the next few months to meet target! It's gonna be a tough one and don't know if we'll make it but let's see.
    This month also marks one year since we took out our mortgage!
    We started at £314,124 and are now at £294,130 so we have paid nearly £20k of it in year 1!!
    Starting mortgage (Sep 2016): £314,124.00
    Current balance (Oct 2018): £267,400.00
    2018 OP so far: £14233.27/[STRIKE]£10,000[/STRIKE] £14,000
  • ajmoney
    ajmoney Posts: 6,464 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 70 reporting an OP for September of £440.59, thanks.
    MFW 2025 No. 7 £700/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • #106 with August 2017 update:

    Jan: £71
    Feb: £271
    March: £10,071
    April: 1,337.52
    May: 1,497.60
    June: £909.83
    July: £1,034.09
    August: £932.09
    Total so far: £ 16,124.13 / 31,626.61
    On a mission to be mortgage free!
    MFW OP 2017 #106: £16,951.67 / £31, 626.61
  • If it's not too late in the year can I please join in?

    Partner and I are aiming to over pay £4,000 by June 2018, so I guess £1,600 by the end of the year.

    - Cheeky OP of £40 for August (was supposed to wait until September but couldn't resist the urge to OP) :rotfl:
    - 1st OP for September made today for £331.92

    Thank you :)
    Starting Balance August 2016: £170,199.00 | Remortgaged August 2018: £212,000.00
    Current Balance (15th February 2019): £209,278.85 :eek:
    Target: Balance below £170,000.00 by August 2023 :)
  • #93 reporting an OP for September - £181.52

    Thanks :)
    SPC #23 - 2015 = £319.60 / 2016 = £315.50 / 2017 = £490.75 / 2018 = £295.50 / 2019 = £267
    MFW #93 - 2017 = £1942.84/£1900 / 2018 = £8591.23/£9050
    MFiT-T4 #28 = reduced mortgage from £109,000 to £77,000
    MFiT-T5 #34
  • Op for August £64.66

    Will be stepping up towards end of year now holidays are over and paid for
    MFW 2017 No 41 £835.79/£1000
    Mortgage at December 2015. £55003.41
    Mortgage at December 2016. £51173.04
    Current MF date November 2034
  • #84 with a September OP of £100.

    Now slightly annoyed that mortgage payments don't go out on Saturdays because we will hit a major milestone with the next one (now due Monday). Am impatient, dammit!
  • Hi everyone

    Late update for August (I've just had to read the last few pages to check I hadn't updated, I've got myself a bit muddled!!) an additional OP of £59.42giving a monthly total £191.46.

    Also reporting standard OP for September of £132.04.

    After a good start to the year I'm tailing off a bit but keep reminding myself that even if I don't meet my target every penny paid off will help bring my MF date forward.

    Thanks as always hiddenshadow.
    MFW #37 2018 £1371.67/£2664 (51.5%) (2017 £2647.97/£2664 (99.4%)) Original End Date Dec 2038 Now November 2036
  • purplevamp
    purplevamp Posts: 10,686 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Just checked the spreadsheet and it says "Must try harder" :o

    I'm really struggling to overpay this year. I've had a few expenses and have just had a new bathroom fitted. Even though I won it, I still had to pay £500 for fitting, etc.

    Hopefully I can make at least another £1000 before the end of the year, but doubt it'll be my full target.

    Keep up the good work everyone. If anyone has any spare money throw it my way, please :D:rotfl:
    Mortgage: Was: £154,495 Oct 2039 Now: £82,340.34 May 2037
    Swagbucks ~ £155 (2024 ~ £395)
    Surveys ~ £148.39 (2024 ~ £280.14)
    Make £2025 in 2025 #5 ~ £964.62 ~ (2024 ~ £2,561.04)
  • Mickyh-s
    Mickyh-s Posts: 287 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Hi, number 116 op for September £395. I have paid my 10% for the year now so no more options for me. Thanks!
    Mortgage balance as of 21.7.21 - £75,766. (7 yr mortgage on 2 yr fix of 1.32%)Mortgage balance as of 20.8.22 - £58,445.08o/p 2021/2022 = £6,313/£7,500o/p so far 2022/2023 = £5,997/£5,997 Goal 1 - to be under 60k by 20.7.22✔️Goal 2 - to op 10% of mortg by 31.12.22✔️Goal 3 - to pay off mortgage by 7.1.2023 (Subject to sale of btl property)✔️Goal 4 - to pay off cc by end of Jan 2023 - £260.64/£1500Goal 5 - to pay off car loan by 31.8.23 - £1722.39/£10,000
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