2017 mfw

angelareid1512

Morning, can I join in too???

Have been overpaying for the last few years and reading various people's diaries.

Currently sitting at £13570 after an extra sneaky payment made on Xmas eve.

Lexi-lu

Hello hiddenshadow,

Please could you include me in this challenge, 2016 I was no.58 but I don't mind if you want to change this. I plan to make overpayments of £6,647 in 2017.

Thank you very much for running this challenge

Lexi-lu

hiddenshadow

angelareid1512 wrote: »

Currently sitting at £13570 after an extra sneaky payment made on Xmas eve.

Hi angela, is this your target for 2017?

hiddenshadow

Honing in on £650,000...

cjj_2

Thanks for adding me hiddenshadow. Cannot wait to get started & I think this thread will motivate me loads

A_Frayed_Knot

bournefree wrote: »

I wonder if anyone else has sneakily done this? Got paid on 21st December as the pay run is earlier because of Christmas, rather than at the end of the month as normal. The downside is how long it is until the end of January The upside is I made my 1st Jan payment early, ensuring I am more careful over Christmas, and also lowering the interest just a little bit more.

Oh yes, last year I pushed myself just that little bit further, plucked up the courage and used a chunk out of my e/fund £1,500 to o/p as I hadn't reached my 10% allowance allowed to o/p by the end of the year, I am so so glad I did this, as this year I reached my 10% allowance sometime in August whilst building up my e/fund again, and have been saving and patiently waiting for the NY when I get my next 10% allowance to o/p.

I for one would encourage anyone that would feel comfortable/considering doing this - should :T. As they say -

If you don't use it, you lose it

f0xh0les

Hello, can I join in too please? Don't mind what number I am allocated. I would be happy with overpaying £3600 (£300 a month) as we need a new roof and a new shower this year.

CrawleyGirl

Can I join this thread please?

I'm in the process of downsizing after buying my ex husband out earlier last year. I should be moving January or February time at which point my mortgage will drop from £85,000 ish to £40,000 on a 15 year term.

I then want to chip away at this as once it's gone i can then save more for my retirement. As a single Mum on a part-time wage, I'm conscious my pension won't be huge. I'll also have two children to support and would like to be in a position to do this. They're 8 & 6 but I'd rather start saving now than when its too late!

CrawleyGirl

I forgot to add a target.

I guess it'll be the £45,000 from downsizing plus £50pcm after that. I'm on a tight budget already but hoping every little bit will help.

cjj_2

Hi just got my actual figure which is £12,462 remaining. Thankyou hiddenshadow