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The "Save 12k in 2017" Thread!
Comments
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Spreadsheet updated
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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(Slowlyfading I've updated the easy update form with the below)
Reporting in for Februarys savings progress. First 2 months have been good - I'm on progress to break my target!
£600 - Personal Stocks and Shares ISA
£100 - Junior Stocks and Shares ISA (for my baby daughter)
£12.91 - February interest gained from TSB and Nationwide high interest current accounts (transferred to S&S ISA)
£125 - Sharesave Scheme
Total - £837.91 / 2017 Running Total - £1682.140 -
I'm curious about people whose savings are in round numbers. I save everything I don't spend, so my numbers are very rarely whole numbers. For those whose numbers are neater than mine, is it because you throw whole numbers into your savings and leave the messy numbers in your current account as a float?0
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I do have odd bits on my savings but tend to leave them and only declare the whole number, I think I had an additional 65p for feb but carried it forward to march if that makes sense
MFiT-T7 #17 (Jan 2025) $193k (Apr) $177k (July) $159k (Oct) $139,900 (Jan 2026) $123,000 (April)$104,700
(July) $89,000 (Oct) $ (Jan 2027) $ (April) $ (July)
SPC 19 #6 £268.30
Regular Saver A/C (24/25) £2800 (25/26) £2484.23 (26/27)
SPC’s (1)£27.19 (2)£728 (3)£1471 (4)£357 (5)£435.18 (6)£1114.92 (7)£1492 (8)£392 (9)£1952 (10)£1866.65 (11)£1177.74 (12)£1445.39 (13)£1608 (14)£603.30 (15)£672 (16)£2563 (17)£1300 (18)£353.50 (19)0 -
hi all, no. 38 declaring £1,412.63 for February, bringing my yearly total so far to £2,937.92.
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Number 44 checking in with another £625 in Feb towards my target of £7500.
Sharesave £250
Savings £375
I must stop dipping and then repaying - £92 this month so will try to do better in March.
Lots of great numbers coming in - well done everyone!https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
October NSD challenge 3/10
October AFD challenge 6/100 -
I'm curious about people whose savings are in round numbers. I save everything I don't spend, so my numbers are very rarely whole numbers. For those whose numbers are neater than mine, is it because you throw whole numbers into your savings and leave the messy numbers in your current account as a float?
I pay my savings, 1/12th of my target, as soon as I get paid. Most of mine in currently going straight into an extra pension that I will take as a cash sum in September when I retire, and so I never even see it. So it is always a "neat" number. There are some months when I've got a bit extra left over or a little windfall, so that gets rolled up into the next month's.
I don't count money in my current account, so that's where all the raggy ends of money are!Save £12k in 2022 thread #7:
Save £10,000 Jan-May 2022 THEN RETIRE!!
Final total for (half) year: -£4,0000 -
Well well well, I'll have to up my game. I've basically put together a budget and I'll be aiming to save 40% of my take-home pay. Jan-Feb have been a bit s*** from my side, but hopefully, March onwards should see me picking up my savings rate!#115 - Save £12k in 2019 challenge: £13152.85/29419.55 - 44%:beer:
Save 100k by March 31st 2021: £38890.27/100k - 38% :j0 -
Wentthedaywell? wrote: »I pay my savings, 1/12th of my target, as soon as I get paid. Most of mine in currently going straight into an extra pension that I will take as a cash sum in September when I retire, and so I never even see it. So it is always a "neat" number. There are some months when I've got a bit extra left over or a little windfall, so that gets rolled up into the next month's.
I don't count money in my current account, so that's where all the raggy ends of money are!
Ooh no, I couldn't cope with all those raggedy bits now I've been tidying for a few months, and it really has made a difference to the amount I am stashingSave £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £1971.56 to the end of Sep
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here0 -
Evening everyone,
Just popping in to say you are all doing amazing folks! I've only managed to save just over £70 this year but my focus is on paying my debt and I've knocked nearly a grand off since the beginning of the year so I am pleased with my progress on that side.
Look forward to saving the big bucks along with you when I'm debt free
VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£2000
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