The "Save 12k in 2017" Thread!

Hannah_M

I just found this challenge, it looks like a great way to track our saving!

We decided that if we didn't take out a sum of money and put it somewhere else every month, we'd never save, so we decided to take out £1500 and hopefully survive on the rest

I guess that makes our goal £18,000 for the year. We're already ahead on this year, due to a couple of unexpected and generous gifts which we put straight into savings

How do I join, I fill out the form? It's not too late to join, is it?

Jo_Blogs

Hannah_M wrote: »

I just found this challenge, it looks like a great way to track our saving!

We decided that if we didn't take out a sum of money and put it somewhere else every month, we'd never save, so we decided to take out £1500 and hopefully survive on the rest

I guess that makes our goal £18,000 for the year. We're already ahead on this year, due to a couple of unexpected and generous gifts which we put straight into savings

How do I join, I fill out the form? It's not too late to join, is it?

Well done :T:T - Hopefully, slowlyfading will add you to the list soon

Wentthedaywell?

£1200 for me in February. I've got a long weekend away and a couple of big birthdays coming up soon but I'll adjust for them next month if I overspend.

6 more paydays till retirement!

slowlyfading

Hannah_M wrote: »

How do I join, I fill out the form? It's not too late to join, is it?

Not too late at all! Your challenger number is #176

nellis10

nellis10 wrote: »

Hiya, I've cheekily added myself to the spreadsheet.
Can I officially join?

I'm hoping to save for my Emergency Fund this year - £8000
Cumulatively to date I have saved £800 so added that as my Feb total.

Did I miss getting a wee number or am I being impatient? :o:o

slowlyfading

Spreadsheet updated

slowlyfading

nellis10 wrote: »

Did I miss getting a wee number or am I being impatient? :o:o

Your challenger number is #175

Jo_Blogs

Miss165 wrote: »

Do you all have regular savings accounts or where do you keep the money you're declaring?

Mine's all sitting in my current account so not sure if I'm saving or by how much really, if that makes sense? Would rather put it to one side that in with my day to day monies!

In declaring your amounts saved, do you include money towards ISAs or anything??

Personally, I'm doing a 'nitty gritty' challenge .

I don't include and ignore any monies I put into regular savers, ISA's, or pension contributions.

I do include: Interest, unexpected bonuses, certain dividens, and certain wombles i.e. cashback from cashback sites.

I put all my 'nitty gritty' money aside in an instant access account, which gets interest, rather than leave it in what I consider to be my main current account, which doesn't .

I've not decided what I'm going to use my 'nitty gritty' money for yet, but I do know that I will compound it somehow and won't be using it to spend on stuff / junk I really don't need :rotfl:.

Eco_Miser

Jo_Blogs wrote: »

I put all my 'nitty gritty' money aside in an instant access account, which gets interest, rather than leave it in what I consider to be my main current account, which doesn't .

Why isn't your main current account one that gets interest? Have you already filled them all with your savings?

Jo_Blogs

Eco_Miser wrote: »

Why isn't your main current account one that gets interest? Have you already filled them all with your savings?

Already filled and full :rotfl:.