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What marital status am I?

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  • Person_one
    Person_one Posts: 28,884 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    Why should anyone have to get married if they don't want to?

    HBS x

    This thread is a good example:

    https://forums.moneysavingexpert.com/discussion/5564718

    There have been many more over the years that illustrate why its important to be fully informed and aware of what it means to live with someone long term or have children together without being married and what the consequences could be if you separate or when the first one dies. Its not just a piece of paper!
  • Person_one
    Person_one Posts: 28,884 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    Sagz wrote: »
    I delight in filling in forms like the with "living in sin"!


    I used to like 'living over the brush', I think I'd go with 'Spinster of the Parish' these days :o.
  • ognum wrote: »
    I think your answer could be important. Some employers have death in service benefits and your rely may reflect who they refer to as next of kin in any difficult circumstance.

    But if not legally 'married' then you would probably need to fill in a nomination of benefits form anyway. 'Co-Habiting' doesn't actually mean much legally as either of you could walk away at any time if you wanted. The clue is in the words 'Marital Status' as opposed to whatever your personal situation might be
  • If it asks for marital status why not just put "unmarried"?
  • Kynthia
    Kynthia Posts: 5,692 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 2 December 2016 at 11:49PM
    It depends who is asking and why. However marital status for official things like pensions is only:
    Single
    Married /Civil Partnership
    Divorced
    Widowed

    Your living arrangements are irrelevant. People often put they are single when they've been divorced a long time which is incorrect and makes a difference in some pensions. Plus some put they are legally separated unaware that in some schemes their ex, who they have been legally separated from for decades, will still get their spouses pension should they die.
    Don't listen to me, I'm no expert!
  • Katgrit
    Katgrit Posts: 555 Forumite
    Part of the Furniture Combo Breaker
    I think people are missing the point that the usual question is MARITAL status, not RELATIONSHIP status. If it was asking for relationship status you'd also need options for:

    On a break
    Still together but I'm planning to end it on Boxing day
    Cohabiting but he drunkenly text the barmaid from our local last week so I'm not speaking to him till I get a Pandora charm by way of apology.
    Married, but only "for the sake of the kids" who are now both in their 30's and we've had seperate beds since 1987 anyway.
    Cohabiting, but if I ever got to meet the girl who does the ITV weather I'd be off like a shot.

    If they're asking about your MARITAL status they want to know whether you are married. Probably for tax or pension reasons.
  • Malthusian
    Malthusian Posts: 11,055 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper Photogenic
    And then as part of the pension, they ask for marital status (so you have options of married/single/divorced/Widowed). No Life Insurance so no expression of wishes.

    The pension will almost certainly have death benefits so an expression of wishes should still be made. If only to ensure the pension trustees don't pay death benefits into your estate, which could mean unnecessary Inheritance Tax.
  • missbiggles1
    missbiggles1 Posts: 17,481 Forumite
    10,000 Posts Combo Breaker
    POPPYOSCAR wrote: »
    Then according to the Oxford Dictionary they are not single mothers.

    Then they haven't thought it through. Someone who sleeps over every Wednesday and Saturday could be described as a "stable sexual relationship" but it doesn't stop the woman being a single (lone) parent.
  • Gloomendoom
    Gloomendoom Posts: 16,551 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    If it asks for marital status why not just put "unmarried"?

    This would seem to be the most sensible thing to do.
  • missbiggles1
    missbiggles1 Posts: 17,481 Forumite
    10,000 Posts Combo Breaker
    POPPYOSCAR wrote: »
    We were together over 25 years before we got married.

    I always used to put single as well but as you say reading that definition it is not so clear.

    Perhaps it used to mean unmarried but now changed due to so many couples being in relationships?

    Interestingly our daughter who is twenty would not call herself single as she is in a relationship and to her single means without a partner.

    She seems to be using the expression in the social media sense although it puzzles me how many people of her age use the expression "partner" when basically they're just dating someone.
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