Need URGENT benefit advice after a relationship breakdown

annandale

By the way if she gets her level three qualifications and goes to work for exercise for less she'll pay 25 quid a week in rent and be expected to work for 25 hours on the gym floor. After six months the expectation is that you move up to being on rent only. Pay 70 pounds a week, drop the hours and teach two classes. So in effect you have six months to build your client Base.

Pure Gym and the gym group ask that Pts work fifteen hours a week. Doing the role of a gym instructor but unpaid. If you don't work the 15 hours you have the option to pay 100 pounds a week in rent.

I've known people who work for Pure Gym to be earning two grand a month. I've known others to earn peanuts.

It's harder work than a lot of people think.

And can take anything up to 18 months to build a business and a client Base.

enthusiasticsaver

I think if I was your fianc!e I would be looking for some sort of guarantee you are going to give her half of the equity of the property once it is sold. She has basically put her whole financial security in the hands of someone who seems to have employed her on a pocket money wage and has been engaged to for 25 years!!

She presumably has no pension arrangements or maybe even enough NI contributions for a state pension.

As far as benefits go, some are linked to her NI contributions. She certainly will not easily find a rented property without a proper salaried job and she will have to endure the merry go round of job applications and as a single woman with no children limited hba.

annandale

There is no way that she is going to have her benefits sorted and a house to rent in four weeks. Completely unrealistic timeframe. For starters it takes time to process a claim for jsa. She might not see any money for 2-3 weeks and also they might want more information on what she's been living on/what job she's giving up to sign on. Even if you found a landlord that took benefit claimants her claim probably won't be up and running in time to get a rented flat in four weeks time.

Given that she'll probably be competing with other people for the flats as well it would make more sense to stay in the home she is in until jsa is up and running and Christmas is over and done with

audioblackout

I really appreciate everyone's posts and input here. I thank you from the bottom of my heart. I cant reply right now, but I will do tomorrow. Thank you.

FBaby

So the 'business' she ran finding work for you was not really a viable, genuine business?

It's quite ironic that OP's fiance supposedly ran a business helping OP look for work, but when she needs to apply her knowledge for her own self, appears to have lost all her expertise needing to rely on OP to do her job!

But it was a genuine business expense for him - saving him 20% of every pound he paid her in tax and on which she paid 0% in tax in turn

Of course that's what it was. Most of my well off self employed friends 'employ' their wives to do their business. Most do very little for the business. They are not silly though and made sure they were married before the business took off!

19lottie82

Hi OP - I think your ex need to be a little more realistic when it comes to securing work? As I already suggested is admin work an option? If not factory work or waitressing / bar work? She needs to utilise her existing skills to find a role rather than handing over cash for a "fast track" course which in all likelyhood, won't lead to a sustainable full time role.

NBLondon

FBaby wrote: »

It's quite ironic that OP's fiance supposedly ran a business helping OP look for work, but when she needs to apply her knowledge for her own self, appears to have lost all her expertise needing to rely on OP to do her job!

My reading of it is that the OP is self-employed in some form of entertainment business (musician, DJ, technical expert ?) and the fiance was partly his agent - so she wasn't finding him work in the sense of a job but work in the sense of gig bookings. So that's not a transferable skill to getting herself a permanent job. Of course - if she's good at that and has contacts and stuff - can she do it self-employed? High-risk but possible. If not - then maybe you're right FBaby, Person_One, onomatopoiea99 - it wasn't so much a job as a way of supporting her while minimising tax liabilities.

Mojisola

enthusiasticsaver wrote: »

She presumably has no pension arrangements or maybe even enough NI contributions for a state pension.

There is an older thread about this issue.

I wonder if she managed to buy back the missing years.

Andypandyboy

It seems the OP has decided not to come back.......

[Deleted User]

I hope they've found a way to rearrange their plans to something more realistic. I can't really understand why everything has to be done and dusted in four weeks.., and unfortunately with the OP giving so little information, any advice we give is highly suspect.

But I had a step son working as a trainer. He worked hard, but ended up moving in with his mother. Salary wasn't good, in spite of job changes.

As advised on here, I suspect she'd be better off looking for events organisation work, admin work, that sort of thing. She could (working at home, hard) get some basic admin qualifications in four weeks. Most jobs seem to require these sort of things.