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New job = New focus = Still a good life

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Comments

  • Up to third place now, good luck xxx
  • Who took the pic?

    Greying X
    Grocery Spend May 2026 £111.65/£200
    Grocery spend April 2026 £199.95/£200 +5pence
    Non-food spend May 2026 £41.72/£80
    Bulk Fund 2026 Month 5/12 - £5.98/£93.54 (reducing balance - start £120 pa)

    ""Mother Nature don't draw straight lines
    The broken moulds in a grand design
    We look a mess but we're doing fine
    We're card carrying lifelong members
    Of the union of different kinds..."

    "Union of the Different kinds" - R Christie & T Gilbert,  Fisherman's Friends 

  • Cheery_Daff
    Cheery_Daff Posts: 18,407 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Excellent plans there lass! :j bet you can make it :j Hope youcan get out for some hopping (er, or CHOPPING :rotfl: ) - think of all the money you'll save to bung to overdrafts! :j :j

    Are you plannig any more chickens? Xx
  • Still third.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.
  • SECOND!!

    Awesome pic - fingers crossed for you to get to go back, it looks such an amazing place!

    I'll join you on the task of eating from cupboards etc too - we have several cupboards and a larder full of stuff and nowhere to put it when the kitchen is done so it needs eaten. I've also got to remember to buy ONLY what we need for the following week's meals - which is a bit of a concept, I'm used to having a storecupboard in place that I can use if plans change - so now plans won't be able to change! :eek:

    Snowdrops are looking pretty already! :T
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • beanielou
    beanielou Posts: 99,566 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yes, chilly here.
    Heating on today :eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • troglodyte
    troglodyte Posts: 712 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    edited 26 January 2017 at 12:33PM
    Still third (that was when I voted earlier this morning - looks like you've crept forward!)


    Well done with the financial planning.


    I am currently doing very badly in that I have yet to file my tax return, due by the end of the month. If I have to pay a fine for late submission that will not be very MSE at al : (
  • Second Place


    Have just voted, hope you manage to boost your votes
    Debts to deal with Cap 1 £3996.83 £3923.43 (0%), Next £1252.21 £1211.85 (0%) Very £294.88 £282.64, Studio £266.11 £256.11 (0%), Halifax card £277.17 £466.01:mad:
  • Second Place


    And only 157 votes behind the first placed pic..........

    Greying X
    Grocery Spend May 2026 £111.65/£200
    Grocery spend April 2026 £199.95/£200 +5pence
    Non-food spend May 2026 £41.72/£80
    Bulk Fund 2026 Month 5/12 - £5.98/£93.54 (reducing balance - start £120 pa)

    ""Mother Nature don't draw straight lines
    The broken moulds in a grand design
    We look a mess but we're doing fine
    We're card carrying lifelong members
    Of the union of different kinds..."

    "Union of the Different kinds" - R Christie & T Gilbert,  Fisherman's Friends 

  • mummymandy wrote: »
    Up to third place now, good luck xxx

    :beer: thanks.
    Who took the pic?

    Greying X

    Snowdrops colleague, Skiing demon - ski guide. And, thanks. :T
    Excellent plans there lass! :j bet you can make it :j Hope youcan get out for some hopping (er, or CHOPPING :rotfl: ) - think of all the money you'll save to bung to overdrafts! :j :j

    Are you plannig any more chickens? Xx

    Thanks and yes I am (chickens) but not sure at the moment when.

    :T
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
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