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New job = New focus = Still a good life
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Up to third place now, good luck xxx0
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Who took the pic?
Greying XPounds for Panes £7,705/£10,000 - start date Dec 2023
Grocery Spend November 2025 - cash £10.85/£150 MrS vouchers £0/£59
Non-food spend November 2025 £12.89/£50
Bulk Fund November (month 11 of 12) £12/£35.200 -
Excellent plans there lass! :j bet you can make it :j Hope youcan get out for some hopping (er, or CHOPPING :rotfl: ) - think of all the money you'll save to bung to overdrafts! :j :j
Are you plannig any more chickens? Xx0 -
Still third.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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SECOND!!
Awesome pic - fingers crossed for you to get to go back, it looks such an amazing place!
I'll join you on the task of eating from cupboards etc too - we have several cupboards and a larder full of stuff and nowhere to put it when the kitchen is done so it needs eaten. I've also got to remember to buy ONLY what we need for the following week's meals - which is a bit of a concept, I'm used to having a storecupboard in place that I can use if plans change - so now plans won't be able to change! :eek:
Snowdrops are looking pretty already! :T🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Yes, chilly here.
Heating on today :eek:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Still third (that was when I voted earlier this morning - looks like you've crept forward!)
Well done with the financial planning.
I am currently doing very badly in that I have yet to file my tax return, due by the end of the month. If I have to pay a fine for late submission that will not be very MSE at al : (0 -
Second Place
Have just voted, hope you manage to boost your votesDebts to deal with Cap 1 £3996.83 £3923.43 (0%), Next £1252.21 £1211.85 (0%) Very £294.88 £282.64, Studio £266.11 £256.11 (0%), Halifax card £277.17 £466.01:mad:0 -
jaynebryan96 wrote: »Second Place
And only 157 votes behind the first placed pic..........
Greying XPounds for Panes £7,705/£10,000 - start date Dec 2023
Grocery Spend November 2025 - cash £10.85/£150 MrS vouchers £0/£59
Non-food spend November 2025 £12.89/£50
Bulk Fund November (month 11 of 12) £12/£35.200 -
mummymandy wrote: »Up to third place now, good luck xxx
:beer: thanks.Greying_Pilgrim wrote: »Who took the pic?
Greying X
Snowdrops colleague, Skiing demon - ski guide. And, thanks. :TCheery_Daff wrote: »Excellent plans there lass! :j bet you can make it :j Hope youcan get out for some hopping (er, or CHOPPING :rotfl: ) - think of all the money you'll save to bung to overdrafts! :j :j
Are you plannig any more chickens? Xx
Thanks and yes I am (chickens) but not sure at the moment when.
:TTotal debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0
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