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~Make £10 a day November 2016~Everybody Welcome

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  • TheBanker wrote: »
    Sadly not but his girlfriend keeps him in check now. He still never has any "spending money" but at least she makes sure there is food in the fridge and gas on the meter.

    Well done in doing your bit, TheBanker:T. Sounds like the guy is the sort that likes someone to take responsibility and whilst his girlfriend is prepared to do it he'll never learn to stand on his own feet. Probably had his parents do everything for him. Some Mums, lovely as they are, have a lot to answer for;).
  • Aesop
    Aesop Posts: 23,773 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done in doing your bit, TheBanker:T. Sounds like the guy is the sort that likes someone to take responsibility and whilst his girlfriend is prepared to do it he'll never learn to stand on his own feet. Probably had his parents do everything for him. Some Mums, lovely as they are, have a lot to answer for;).

    yes DH mum told me she regretted spoiling him by doing everything for him. DS is being brought up to be money savvy and to help around the house not expect wife/girlfriend to do everything x
  • Had a lovely surprise yesterday:j. Went to pick up the old lady I drive to appointments as part of the volunteer drivers scheme I'm part of. The drivers have to be pre-booked through the office so she knew it would be me that was coming. The person who bought my breadmaker earlier this month is her next door neighbour and when 'my' lady mentioned to her that I'd be there that afternoon the breadmaker-buyer made me a lovely loaf of bread as a gift:j. She's chuffed with the breadmaker and is delighted with the price she got it for;). I was equally pleased with the price she paid so win-win;)


    It's lovely bread too, we like it so much that there's half of it gone already:rotfl:
  • Aesop
    Aesop Posts: 23,773 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Had a lovely surprise yesterday:j. Went to pick up the old lady I drive to appointments as part of the volunteer drivers scheme I'm part of. The drivers have to be pre-booked through the office so she knew it would be me that was coming. The person who bought my breadmaker earlier this month is her next door neighbour and when 'my' lady mentioned to her that I'd be there that afternoon the breadmaker-buyer made me a lovely loaf of bread as a gift:j. She's chuffed with the breadmaker and is delighted with the price she got it for;). I was equally pleased with the price she paid so win-win;)


    It's lovely bread too, we like it so much that there's half of it gone already:rotfl:

    love karma . enjoy the bread and well done xx
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    edited 20 November 2016 at 4:41PM
    My Mum spoilt my brother rotten, waited on him hand and foot. Didn't spoil me though, it was just a Mother-Son thing.

    He had a shock once he got married:rotfl:
  • Nicki_Sue
    Nicki_Sue Posts: 1,263 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Aesop wrote: »
    I have my 9 year badge too. the 10k is the number of posts I have made. I don't half waffle!!! :rotfl:

    Yup, we joined roughly the same time, Aesop just talks more than me :D
    MSE-ing since 2007
  • Ian011
    Ian011 Posts: 2,432 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    edited 20 November 2016 at 9:26PM
    When I checked my itemised bill online it was obvious that OH had been phoning 087 numbers frequently :eek:. No, they're not that kind of numbers if that's what you're thinking :rotfl:. They were just enquiries/complaints etc to reputable companies that he's bought stuff from. He is totally computer/mobile phone illiterate and often buys stuff from the colour supplements of Daily Mail and catalogues that he gets through the post. The orders he places (always made by landline) are Freephone but these companies have expensive 087 numbers for customer service/complaints and they aren't covered in my free calls package. OH doesn't seem to grasp that I can usually find an alternative 'free' number online if he could be bothered to ask, he just phones the 087 ones as he thinks they are 'free' too with my phone package. It's like dealing with a child sometimes :eek:
    The Consumer Contracts Regulations 2013 came into force on 13 June 2014 and apply to retailers, traders and passenger transport companies. Regulation 41 requires post-sales helplines to use numbers starting 01, 02, 03 or 080 and bans the use of premium rate 084, 087 and 09 numbers.

    In cases of non-compliance, Regulation 41(2) gives callers the right to a refund of any excess call costs incurred. Check your phone bill and start claiming the money back from these companies.

    If you encounter a problem, contact the Citizen's Advice national Consumer Helpline on 0345 404 0506.

    Most companies have complied with the regulations, but there are still other opportunities to spend money unnecessarily.

    A Google search for the word 'contact' and the name of any well-known company, a bank or government department or agency brings back hundreds of results for 'call connection services'.

    These are third-party websites advertising their own premium rate 084, 087 or 09 numbers which forward calls onwards to the named organisation. This is little more than a scam designed to catch people out who are in a hurry and didn't read the disclaimer.

    It is possible that your OH has also been caught by this scam. Report any such websites to ASA as being misleading.

    Only call numbers found on official websites. Look for numbers starting 01, 02, 03 or 080.

    Never call numbers starting 084, 087 or 09. These are premium rate.
  • Aesop
    Aesop Posts: 23,773 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Nicki_Sue wrote: »
    Yup, we joined roughly the same time, Aesop just talks more than me :D

    waffle, drone on, bore people silly etc yes I do :D
  • Aesop
    Aesop Posts: 23,773 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ian011 wrote: »
    The Consumer Contracts Regulations 2013 came into force on 13 June 2014 and apply to retailers, traders and passenger transport companies. Regulation 41 requires post-sales helplines to use numbers starting 01, 02, 03 or 080 and bans the use of premium rate 084, 087 and 09 numbers.

    In cases of non-compliance, Regulation 41(2) gives callers the right to a refund of any excess call costs incurred. Check your phone bill and start claiming the money back from these companies.

    If you encounter a problem, contact the Citizen's Advice national Consumer Helpline on 0345 404 0506.

    Most companies have complied with the regulations, but there are still other opportunities to spend money unnecessarily.

    A Google search for the word 'contact' and the name of any well-known company, a bank or government department or agency brings back hundreds of results for 'call connection services'.

    These are third-party websites advertising their own premium rate 084, 087 or 09 numbers which forward calls onwards to the named organisation. This is little more than a scam designed to catch people out who are in a hurry and didn't read the disclaimer.

    It is possible that your OH has also been caught by this scam. Report any such websites to ASA as being misleading.

    Only call numbers found on official websites. Look for numbers starting 01, 02, 03 or 080.

    Never call numbers starting 084, 087 or 09. These are premium rate.



    that's really useful to know, thankyou ! :A
  • TheBanker
    TheBanker Posts: 2,238 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Here is a tip: If you're in the London area or if you've been for a visit, and you have an Oyster card you no longer need, cash it in. You should get any credit back plus the £5 deposit refunded if it's a standard blue card. I've just cashed mine in as I now use my contactless bank card to pay, and been refunded £23 credit plus £5 deposit. It's worth checking as apparently TFL are holding millions of pounds of credit on cards which are no longer being used.
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