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EH - Essex > Hebrides...the next step of the adventure?

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  • beanielou
    beanielou Posts: 95,712 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thinking of you.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Hope the funeral is ok, and sorry to hear about the fire, and situation with the car.
    As I am a newbie again after a big break, it brought me to the start of this thread where you set the goal of moving somewhere 'islandy' - Love this!!
    Save £20,000 in 2025. April 2k, May 3.5k
  • savingholmes
    savingholmes Posts: 28,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thinking of you
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingholmes
    savingholmes Posts: 28,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad things went well and the service went as she would have like. It does help. Hugs.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • milann
    milann Posts: 11,413 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    It sounds as if the funeral was just what your aunt would have wanted. Funerals are always sad but often it’s lovely to get together as a family iykwim….I know my extended family got to a stage where we felt as if we only met at funerals and promised each other we’d remedy it…..then lockdown happened.
    The fire sounded scary….I’m pleased you got away with only a few scratches.
    January spends - £587.58
  • I'm glad for you that the funeral went well. My Dad had really enjoyed getting together with family at one of his brothers' funeral and insisted we have a big party for his 80th - because even though that's how life goes, he didnt want the only time for us to get together to be funerals. I am not sure we realised he was saying goodbye but I suppose he was and I am glad he did before all the lockdowns began.
    Debt Jan 2017 = £42k
    May 2022 = £15k
  • Hi EH , hope all ok in your world . 
    Life is an adventure, never stop exploring.

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