We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
EH - Essex > Hebrides...the next step of the adventure?
Comments
-
That does sound like a lovely weekend was had.Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
3 -
Sounds like a great weekend. Like the cost per use way of looking at the gymAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Love the cost per use method EH! I use the same thing for my P3l3ton app subscription, which only gets used for yoga, strength & meditation classes. It's been well worth it during the past couple of years especially on days where we've been relegated to the indoors when I've sometimes used it twice a day, but in months where I've commuted into the office more regularly, I have to make a real effort to use it on the weekends to keep that cost per use down!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)Psst...I may have started a diary!2
-
Your weekend break sounds lovely.2
-
Glad that you had a good weekend in the 'burgh
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Your weekend sounds lovely EH. Love the cost per use idea. However as you said, yesterday's session sure was expensive
Goals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2003 -
2 of my chaps have got PB and were pleasantly surprised that they'd won. Need to get some for me
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
You sound like you have a great circle of friends, you’re always doing something just delightful.I love the Angel of the North, the way it looms. It’s awesome in the literal sense.Debt Jan 2017 = £42kMay 2022 = £15k3
-
Love Edinburgh, was up there in September. Love the history of the place. Always find somewhere nice to eat as well. Recommended it to my neighbours who went up last month and have already booked again for later in the year.xx:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.004
-
Sounds fabulous EH. I always meant to stop off at the Angel as I've been by so many times, but always en route to something!Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards