The NSD November Challenge

edited 30 November -1 at 1:00AM in Debt-free Wannabe Challenges
209 replies 11.3K views
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  • doingitanywaydoingitanyway Forumite
    7K Posts
    Tenth Anniversary 1,000 Posts Name Dropper Mortgage-free Glee!
    ✭✭✭✭
    NSD number 13 for me today. It is frustrating as I will be NSD tomorrow but it is not enough to claim my target. However, I have learnt a lot and now know I need to think through my entire week and plan better, so for example on a spending day get my travel pass so I don't spoil a NSD.

    Beanielou you are like the story of the tortoise and the hare. You have done fab :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
    £500/2,500 Legal and moving costs
  • doingitanywaydoingitanyway Forumite
    7K Posts
    Tenth Anniversary 1,000 Posts Name Dropper Mortgage-free Glee!
    ✭✭✭✭
    NSD number 14 for me. I am WFH today and it's cold so I'm not going anywhere
    I didn't make my target :(
    BUT I learned a lot and I WILL do 15 days and 4 days in a row in December! And I've enjoyed the challenge :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
    £500/2,500 Legal and moving costs
  • Sorry about late update - been mad busy with work,kids and a hubby having an operation.

    But I am pleased to declare NSD 9, 10, 11 and 12 from last Thursday, Saturday, Sunday and Monday.

    Many thanks to you all for a fabulous, supportive thread and to Marmite for all your hard work.
    Bank Loan 8839/3761.16 Barclaycard4500/£1949.33 Overdraft 2000 /0
    Littlewoods 7000/107.68

    July NSDs 14/15
  • beanieloubeanielou Forumite
    77K Posts
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
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    Squeezing in the last one of the month. So no 11.
    Out for lunch but budgeted for and I was under budget so pleased with that :j :j
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • mobo1980mobo1980 Forumite
    368 Posts
    Sixth Anniversary Combo Breaker
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    yesterday was NSD 15/18 didn't quite make it :)
    CC1-£1729.53
    CC2-£4323.00
    LOAN-£14,519.05
    TOTAL DEBT £20,571.58 :eek:
    Then there's the mortgage :o
  • doingitanywaydoingitanyway Forumite
    7K Posts
    Tenth Anniversary 1,000 Posts Name Dropper Mortgage-free Glee!
    ✭✭✭✭
    Actually NSD number 13 for me as I blew it at 8pm!
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
    £500/2,500 Legal and moving costs
  • ab_saverab_saver Forumite
    334 Posts
    Debt-free and Proud!
    ✭✭
    I have had 3 spend days in a row at the end of the month - so no more NSDs for me. Thanks everyone :)
    House fund: ~£5000 / £10,000 :D_£1000 emergency fund #208 - £151.74/ 1000 _
  • MunchinMunchin Forumite
    2.7K Posts
    Ninth Anniversary 1,000 Posts Photogenic Debt-free and Proud!
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    Morning all

    NSD 10 yesterday😊
    DEBT 6 March - £688 NSDs- 3/301 (start 6 March 21)
    Goal 1 - Prudent reserve - £2,500/£10,000 (25%) - represents some security
    Goal 2- New hearth - £50/£2,000 (2.5%)
    Goal 3 - New to me car - £0/£8,000 (0%)
    Goal 4 - Rewire house - £0/£4,000 (0%)

  • marmiterulesokmarmiterulesok Forumite
    7.8K Posts
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    ✭✭✭✭
    Will update today,promise. :-)
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