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The NSD November Challenge
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NSD number 13 for me today. It is frustrating as I will be NSD tomorrow but it is not enough to claim my target. However, I have learnt a lot and now know I need to think through my entire week and plan better, so for example on a spending day get my travel pass so I don't spoil a NSD.
Beanielou you are like the story of the tortoise and the hare. You have done fab
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
NSD number 14 for me. I am WFH today and it's cold so I'm not going anywhere
I didn't make my target
BUT I learned a lot and I WILL do 15 days and 4 days in a row in December! And I've enjoyed the challenge If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Sorry about late update - been mad busy with work,kids and a hubby having an operation.
But I am pleased to declare NSD 9, 10, 11 and 12 from last Thursday, Saturday, Sunday and Monday.
Many thanks to you all for a fabulous, supportive thread and to Marmite for all your hard work.Bank Loan 8839/3761.16 Barclaycard4500/£1949.33 Overdraft 2000 /0
Littlewoods 7000/107.68
July NSDs 14/150 -
Squeezing in the last one of the month. So no 11.
Out for lunch but budgeted for and I was under budget so pleased with that :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
yesterday was NSD 15/18 didn't quite make it CC1-£1729.53
CC2-£4323.00
LOAN-£14,519.05
TOTAL DEBT £20,571.58 :eek:
Then there's the mortgage
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Actually NSD number 13 for me as I blew it at 8pm!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
I have had 3 spend days in a row at the end of the month - so no more NSDs for me. Thanks everyone House fund: ~£5000 / £10,000
_£1000 emergency fund #208 - £151.74/ 1000 _ 0 -
Morning all
NSD 10 yesterday😊0 -
Will update today,promise. :-)0
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