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The NSD November Challenge
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Everybody seems to be doing fabulous! Well done!
Got number 8 yesterday, but fallen off the wagon a little bit and had spendy days either side :mad:
Already spent today and had to buy breakfast in work as in a mad rush with school run etc this morning, but aiming for 9 and 10 Thursday and Friday.Bank Loan 8839/3761.16 Barclaycard4500/£1949.33 Overdraft 2000 /0
Littlewoods 7000/107.68
July NSDs 14/150 -
Reporting no 4 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
NSD15/15 and 4 in a row today :j :j :j
I so nearly didn't make it as I brought what I thought was my lunch but actually turned out to be a veg sauce to work.... I didn't cave in and buy anything and ruin my last chance at 4 in a row though...
(Has anyone ever thought they take this challenge too far? How far is too far? )House fund: ~£5000 / £10,000
_£1000 emergency fund #208 - £151.74/ 1000 _ 0 -
Reporting in with NSD number 12.
ab_saver. Talking about taking things too far......I once spilt a few tiny sweetener tablets over the kitchen work surface. I wasted several minutes hunting them down and trying to cram them back in the plastic dispenser....for goodness sake! They were less than a penny each!
You can take the whole MSE thing too seriously you know!One life - your life - live it!0 -
My excuse is that the food options at work are expensive and the food isn't anything special - a c0stalot and a subw@y... So for reasons of health and wealth I almost always bring my own (and it keeps me from buying too much coffee!!)
The thing is I could afford it if I wanted, but I'm too stubborn to back down!House fund: ~£5000 / £10,000_£1000 emergency fund #208 - £151.74/ 1000 _ 0 -
I feel guilty at buying coffee and sandwiches at commercial outlets because they are ridiculously expensive.
Today is NSD number 13 for me, definitely not unlucky!One life - your life - live it!0 -
3 more NSDs for me - Tue, Wed, and today. I'm declaring early today as I'm heading straight home after work.
All in all 14 out of 15 target, almost there!! Sadly Fri and Sat won't be NSDs but hoping for Sunday (and possibly Tue next week).0 -
Pleased with NSD no 5 today
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
NSD 16 and 5 in a row today House fund: ~£5000 / £10,000_£1000 emergency fund #208 - £151.74/ 1000 _ 0
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wow ab_saver. Impressive
I am not reporting in without a NSD
I am also aware of needing 4 more NSDs to reach target when there is only 6 more days to go. :eek:
I better get a wiggle on If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250
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