Debt free before 30.. can I do it?

SunshineBecks

Sold another Ebay item- that’s £5 off Very.
£34 in total today

SunshineBecks

£2.25 spend today- a coffee for me and sweet treat for little one. Didn’t need to spend money so feel guilty!

Spent 15 minutes on the phone to Very- got passed through 3 different departments and was told I would get a call back. I never did so will try again tomorrow :mad: so frustrating!

Working an extra day tomorrow- will leave my purse at home to avoid any coffee temptation!

Becks

SunshineBecks

Just make a £8.98 payment to Very- getting there very slowly but surely!

SunshineBecks

Worked my extra day today and it was a NSD today
Paid an extra £5 off Very
I have 5 items ending on EBay tonight- they all have bids.
I will have 11 items to post tomorrow if they are all paid for!!

So tired already this week so an early night for me after I have packaged up all those parcels!

Becks

Willowtree222

That's fab. How much more do you need to make the VERY interest covered?

Keep going, you are doing fab x

SunshineBecks

I finally managed to get through to someone helpful on Very- she allocated the last 2 months of payments off my BNPL purchases. Which means the interest I will be charged will be a lot lower- roughy £150 according to my calculations. I should be able to make some more overpayments to free up space on the account. I am feeling a lot less stressed now.
I paid another £5 off so £10 in total today.

I sold 5 items on EBay tonight- I will keep plugging away at Ebay and making as many overpayments as possible before the 15th Dec.

Becks

Willowtree222

That's fantastic news.

You must be nearly at the £150 mark now? X

Kodagirl

Hi, SunshineBecks is your council tax over 12 or 10 months? 12 months will be better for the budget if you can change it. Make sure your fed and watered before you go out, that should help you steer clear of rip of Costa.;) Wishing you all the best on your debt free journey.

SunshineBecks

Nicnak wrote: »

That's fantastic news.

You must be nearly at the £150 mark now? X

£60 away now but already have that set aside from next months budget so doing okay. Will keep trying to overpay as much as poss- I am running out of items to list :rotfl:

SunshineBecks

Kodagirl wrote: »

Hi, SunshineBecks is your council tax over 12 or 10 months? 12 months will be better for the budget if you can change it. Make sure your fed and watered before you go out, that should help you steer clear of rip of Costa.;) Wishing you all the best on your debt free journey.

Hello,
It is over 12 months. Yes I agree on Costa, I tend to take my son once a month as an after school treat- also he also loves asda cafe which is much cheaper!
Thanks so much, same to you-will pop over to your diary in a mo x