ATB'S Frugal Foray to Freedom

atypicalblonde

DH has just called to say he has been offered weekend work for this weekend, which is a bit rubbish however he charges out at twice his normal rate for weekend work so in 30 days when he gets paid for it I'll be very much like :T

Time to raid the fridge for an early lunch I think x

atypicalblonde

Such a fab afternoon.

Call from the library to say my book had arrived
Got DD and DS twenty (!) items of clothing (all Next and Monsoon) for £2 from a jumble sale at the local church
Marvellous parents' evening for DD
It's been SUNNY

Fantastic. Simple things xx

atypicalblonde

Good afternoon all (just!)

My bargainous clothes buys from yesterday have been laundered and are flapping around happily on the washing line

I have ransacked all of our wardrobes and listed ten things on fleabay. No clue if they will sell but it only took me half an hour to list them so no great shakes if not.

Meat is out defrosting for dinner - we are having surf n turf :drool:

No money spent, no pennies to tidy away to the mortgage, thank goodness it's payday tomorrow xx

atypicalblonde

First item sold for £18 buy it now :T

atypicalblonde

I found 5p on the walk to school. Guess where that's gone :rotfl:

atypicalblonde

Morning all

I am pleased to report we have enough in the bank to make an OP to take us into the 20s :T However, the cash is going to stay where it is for now as there are a couple of upcoming spends on my mind namely:

1. A night away next week, which has been booked for ages. All paid for already save for drinks. £30 budgeted for the drinks
2. DS last Pre- school bill has arrived, and as it's a 5 week month, it's a biggie. However, it's his last one and from next month he gets his 15 free hours so I really can't grumble.

I realise I had set myself an arbitrary deadline which is no good - this journey still does need to be lived, after all. We will leave March in the 20s, which will be :T, and well on track to pay of the remaining £5,500 of our 10% OP cap by the end of June as originally planned.

I did sell an eBay item overnight, so £20 in the pot.

Happy Friday, folks xx

chelseablue

Bet you cant wait for the 20's!


Out of interest what do you do when you've reached the 10% OP cap? Do you just save the overpayments in a savings account ready for next year?

hiddenshadow

Well done on reaching the 20s spreadsheet-wise.

Hope you enjoy the night out next week. As you say, we do still need to live life in the meantime on this journey.

themadvix

You're there in all but actual digits on the mortgage balance - well done!:T

Great eBaying continues too!

Enjoy the night out next week - you deserve it!

atypicalblonde

chelseablue wrote: »

Bet you cant wait for the 20's!


Out of interest what do you do when you've reached the 10% OP cap? Do you just save the overpayments in a savings account ready for next year?

Thanks for popping in everyone. Yes - this last push to be out of the 30s has been tough, coupled with a more-expensive-than-normal month as detailed above. But it is fab to know we are there now on paper at least

Yes chelseablue, we just stash it in the First Direct everyday saver. Not the best rate out there by far, but I like seeing my current account and savings pot in one place, and it means moving money over as and when is a doddle. Savings rates is something we will be hot on once MF!