ATB'S Frugal Foray to Freedom

atypicalblonde

gallygirl wrote: »

Great news on the invoice - and also on hubby's lightbulb moment :T.

Thanks GG, hope you're ok and behaving yourself I started re-reading your diary again the other day.... X

gallygirl

atypicalblonde wrote: »

Thanks GG, hope you're ok and behaving yourself I started re-reading your diary again the other day.... X

Oh dear, too much time on your hands :rotfl:.

EatingTheElephant

I agree with GG, fantastic news on both fronts :T

Jessy103

YAY!! So pleased to hear that that invoice has been paid, I bet it's like a weight has been lifted!!! That's great news about DH too, it's so much easier knowing that you're both on the same page.

Have a lovely weekend!

atypicalblonde

Good morning

Gosh I've been a rubbish diarist! Not a huge amount to report other than plodding along, hoping to be in the next thousand bracket this week. Keeping an eye on the pennies so the pounds will look after themselves and all that jazz.

On that note I've cancelled a DD which was £22 a month, that's a bit more in the pot.

Keep well everyone
ATB x

Watty1

Just catching up. So glad you got that invoice paid :j

atypicalblonde

Thanks Watty, yes it is a huge weight off our minds.

Feeling frustrated with my lack of progress. Plodding is not my style, but we just don't have the spare funds at the moment that I had hoped for. Some money is due in between Christmas and New Year which will boost the OP pot, then again at the end of February.

I have, however, just OPd £70 which at this time of year isn't bad I suppose.

Can you tell I'm fed up of being in the 30s already :rotfl:

hiddenshadow

I'm fed up of being in the 20s, and I only got there this month. (Also didn't expect to get there this year at all, so I should be happy!)

Just goes to show you're always chasing that next milestone...good in a way, not so good in another.

atypicalblonde

Cheque paid in to the bank - £50 which we will OP when it clears. Also cancelled another direct debit which we no longer *need* so that is more money in the pot.

Feeling a bit "meh" - off for a sit down x

atypicalblonde

I hope everyone had a lovely Christmas

Ours was pleasant, if not a little hectic, and I must confess to looking forward to taking down the decorations!

DH has gone into work today - he is is exhausted and aching, I wish he could have some more time off but needs must.

Our plan for 2017 has been formulated and is very simple - get the mortgage down to five figures! We are limited to a 10% cap on OPs so this will be partly done by overpaying, and the rest will be saved up ready to OP once the cap is lifted in January 2018.

It sounds mad but I actually think it is emminently doable . We have already decided we won't be going abroad this year, preferring to do staycations instead. eBay will be used for selling only, not buying, and the food budget is reigned in.

We received some money for Christmas which DH has asked that we OP :T so that's £375 to OP when the cheque clears.

This year I also vow to move more and eat less! I could do to lose a stone at least, and with a little effort this is also easily done.

So, off we go! Thanks for the support, laughter and friendship you have all shown me, I hope you'll be by my side as we embark on this crazy year ahead!

Best wishes
ATB x