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Upgrade basic bank account?
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A soft search and hard search will give the bank the same information.
The only difference is if it's seen by other lenders.
I don't see the issue if you already have CCJs/defaults etc these will carry a much higher weighting on any credit application.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Cheesey123 wrote: »Good news, I have been able to get a select account with Natwest. Unfortunately it meant a brand new account with new account number
Maybe not a such a bad thing that they've given you another acc no as you can use the select acc for spending with the contactless card and continue to pay your bills from the basic acc.I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
You don't have to be the best -
Just be better than you were yesterday.0
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