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Scrape in Tesco car park

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  • takman
    takman Posts: 3,876 Forumite
    1,000 Posts Combo Breaker
    Fat_Walt wrote: »
    There's millions on our roads fully insured and without an mot.

    Even if it had expired they'd still cover any third party liability.

    They would only cover it because they legally have to. If you rang up to say your car MOT has expired they would cancel your policy.

    Plus it's obvious I'm talking about cars that require an MOT and not new cars, police vehicles et al.
  • takman wrote: »
    They would only cover it because they legally have to. If you rang up to say your car MOT has expired they would cancel your policy.

    Plus it's obvious I'm talking about cars that require an MOT and not new cars, police vehicles et al.

    Whatever you say, but mot is an offence you commit on the road only.
  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Fat_Walt wrote: »
    Tax is required for a road maintainable at public expense and mot is on a road. So you'll be fine without most on a supermarket car park.

    Feel free to keep up the arguement. But you're incorrect.

    what are you even on about? Nobody is talking about tax so whatever 'argument' your having is one only you is party to. The discussion is about ops obligation to report the incident on land accessible by the public.
  • Fat_Walt wrote: »
    Tax is required for a road maintainable at public expense

    Unless exempt, a registered motor vehicle is required to be licensed wherever it is.
  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    takman wrote: »
    They would only cover it because they legally have to. If you rang up to say your car MOT has expired they would cancel your policy.

    Plus it's obvious I'm talking about cars that require an MOT and not new cars, police vehicles et al.

    On what grounds would they cancel it? Can't see I've seen a term relating to mot on an insurance policy. Plus some people keep insurance on sorned vehicles which can often run out of mot to cover the theft aspect if its valuable.
  • Unless exempt, a registered motor vehicle is required to be licensed wherever it is.

    Really?

    What if you have a sorn on it?

    Perfectly legal to use it as long as it's not on a road.
  • arcon5 wrote: »
    what are you even on about? Nobody is talking about tax so whatever 'argument' your having is one only you is party to. The discussion is about ops obligation to report the incident on land accessible by the public.

    Not all laws apply as he said.
    Anywhere the public have open access to drive on (such as a large car park) then the laws of the highway apply, Id approach the supermarket and say I found some paint on my mirror, I didn't realise at the time but now I think back I may have scraped someone else's car - can you check the cctv or has anyone asked about it?
  • Fat_Walt wrote: »
    Really?

    What if you have a sorn on it?

    One of the exemptions is if the vehicle is subject to a SORN declaration.
  • One of the exemptions is if the vehicle is subject to a SORN declaration.


    So the old rule still applies, you only need tax on a road maintainable at public expense.
  • Fat_Walt wrote: »
    So the old rule still applies, you only need tax on a road maintainable at public expense.

    No, even if it is locked in your own garage, unless it is exempt, it is required to be licensed. 'on a public road' was removed by sch. 45, Finance Act 2008.
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