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Paid off the £31,000! BUT - still scrimping!
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Enjoy your weekend
xx I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.5 -
My friends son is an actor in West End shows and has been out of work since lockdown. You just don’t realise how far reaching this situation is.I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪4
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Yes I pay into a works pension SSG - I should get a full state pension as I received a carers allowance for many years. I think my biggest mistake was moving from state schools for about 10 years before returning to the state system. I really need to look into it.
I’d been gifted tickets to Micky Bubble in July and that’s been put back to next July. I’ll have to grovel for time off work as we won’t have broken up - the disadvantage of working in a school - I’d have been ok if it had been this year. Its in Bath so will need a full weekend away with a friend I’ve had since I was 5. I was looking forward to it - I’ve never been to Bath so sightseeing, shopping, a spa afternoon and a few cheeky drinks were on the cards. We had tickets for the Halle playing Elton John and tickets for Phantom, both of which have been cancelled we also had a meal booked at Tom Kerridge’s new restaurant- hopefully we’ll be able to rebook that as I’ve bought vouchers for it. It feels bad moaning about the loss of outings when so many have lost so much more....need to keep things in perspective....i do wonder if things will ever be normal again...January spends - £587.584 -
😎😎. coming slowly out of hiding. Good morning seasidegal58 and lovely friends....i have just finished reading all your diary ! I have absolutely loved following yr news, thoughts and life thus far, so subscribed. it’s been a highlight in these wet and dank, meh days in last couple of weeks.
Would love to join in. I am exactly two years behind you - retiring April 23, well, 1 year and 364 days, as my birthday is one day before you! So I am on a 34 month count down, and can’t wait. However, whilst it’s 34 months in real time, I recently discovered its 35 months in actuality as state pension, at least, pays out one month in arrears 😂😂.
Last weekend went to town and bought super lovely colourful file and this is going to be my ‘fun planning for retirement’ file. going to keep all ideas, planning budgets, hints and tips I discover in here. Like you trying to save more in my pension, although started that very late in life. Long story. subscribed and looking forward to joining in, if you will have me here.7 -
PS. forgot to say, I love the way you write6
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Just popping by to say hello on my whistle stop tour of the diaries. Glad to see you are ok even if a little meh at times xDedicated Debt Free Wanabee 🤓
Proud member of the Tilly Tidies since 1st Jan 2022
2022 -Jan £26.52, Feb £27.40, Mar £156.27, Apr £TBC3 -
Hello
Having seen your lovely posts on other VF diaries I have subscribed still back reading agree with saving more really enjoying catch up
just to say I have a couple of BAM socks were sent them free once they are lush and now have catalogue and will be buying more when I give myself permission to start buying clothes again! Look forward to catching up and being in the present...As a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away2 -
Hello, is everything ok?June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest3 -
I hope you're okay SSG.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS3 -
I hope you’re ok too 🤞January spends - £587.581
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