Paid off the £31,000! BUT - still scrimping!

beanielou

Great weight loss. :j. :j

Seasidegal58

Debsnewbudget wrote: »

21 months is nothing. Why not break it down into how many Monday mornings you have left. When you take off the Bank Holiday Mondays and the Mondays for each week of leave you will have, there will be very few more Mondays you have to get up.
Well done on the healthy eating and weight loss.

Good idea Debs - I'll have to work out the maths on that one!:D

in_need_of_direction wrote: »

Brilliant news on the weight loss

Skinnylatte wrote: »

Well done on the weight loss, and sticking to that regime. High 5 on the adhoc savings too! :T

I've tried YNAB several times, but I just don't get it, I don't think my brain works that way. But my bank transfer is now all complete, and I'm looking forward to my cash back rewards. Thank you SSG!!

Thanks inod and skinny! YNAB doesn't rock everyone's boat - the most important thing is to have a budgeting system that works for you. I think it's the key to debt busting and keeping on top of your money once you're debt free.

Glad that you're pleased with the new account Skinny. :j

Seasidegal58

beanielou wrote: »

Great weight loss. :j. :j

Thanks beanie!:)

Day 8 of the Plan

-Zero alcohol- OK

- 1500 calories for five days, 500 calories for two days (to include 5 x fruit and veg and just one sweet treat on the 1500 days - Passed - toast, low fat spread, orange spread for breakfast - I had this quite late so it was more of a brunch - just had some fruit in the afternoon. Dinner was salmon, new pots with low fat spread and mint plus lots of veggies. Frozen berries and 0% Greek yoghurt for dessert with drizzle of honey. Also using 125mls semi skimmed milk each today for coffees.

- Six glasses of water per day - I'm pleased to say I got a pass on this. Drank more than six as it was so hot!

- Step up the walking pace - it was boiling yesterday so I left my walk till early evening. 40 mins clocked in the app.

- Go to bed at a reasonable hour - Epic fail at this - miserably! It was after 1am when I finally went to bed. I wasn't tired till then though but slept through till 8.30am so hopefully body clock has adjusted.

- No money wasting. Balance YNAB daily - milk, kitchen roll and food bank - all budgeted for though. Plus this week's cash winged over to Ad Hoc Savings. All ok here.

Which brings me to .........

SCRIMPY WEEK 1 - SEPTEMBER [

I've sorted out all my YNAB pots for the month and brought the EF back up to its full amount after the eye watering expensive tooth debacle some weeks ago.

My annual YNAB subscription has hit my CC - after the currency conversion it came to £36.89 (as the sub is charged in dollars I've set it up so that it comes off my Santander Zero card that doesn't charge for overseas currency transactions).

I've adjusted my Ad Hoc spends to take into account of the YNAB sub so I have a weekly spend of £40.77 this month.

This week's budgeted spends include nails and then I'm off to DD's next weekend but the train tickets have been bought. In addition I might catch up with my friend tomorrow for brunch.

Today it's sweltering out there so I'm not doing much - it's too hot. I'm leaving the walk till this evening again when it's cooler!:)

Elnora32

[FONT=&quot]I've just seen your post on Happy's diary.[/FONT]

Thank you Elnora - that would be very kind of you. Since I've upped the ante on the walking, my ankles are beginning to protest a bit!

[FONT=&quot]No problem - glad to help. The article doesn’t include ankle exercises but I hope the foot exercises help.[/FONT]

[FONT=&quot] [FONT=&quot]I found the article in Prima magazine. This isn’t the entire article, just the exercises but it mentioned bunions and shoe shopping if you’re interested, although it doesn’t say a great deal. [/FONT]

[FONT=&quot]The Wakeup Call[/FONT]
[FONT=&quot]Before getting out of bed give the muscles of your feet a chance to wake up properly. Spend a few minutes in bed moving your feet around, giving them a stretch before you bear weight on them.[/FONT]

[FONT=&quot]Work Your Core[/FONT]
[FONT=&quot]The foot has ‘core’ muscles – there are lots of small but vital muscles that support balance and movement. These are called intrinsic muscles and they’re additional stabilisers which balance the way the foot works. If they’re not quite firing at the right time, it can predispose you to things like claw or hammer toes and can even exacerbate bunion formation.[/FONT]

[FONT=&quot]For a ‘foot core’ workout, try picking up a pencil or tissue with your toes. The article also suggests writing the letters of the alphabet in the air.[/FONT]

[FONT=&quot]Good Toes, Naughty Toes[/FONT]
[FONT=&quot]To maintain strength and mobility in your toes use a resistance band. Loop the band around one toe and then flex it towards you. While flexing, keep your toe straight against the pull of the band. Repeat with each toe. Don’t worry if other toes move as you do this; the toe with the band is still working the hardest.[/FONT]

[FONT=&quot]Arch Enemies[/FONT]
[FONT=&quot]The arches of our feet naturally fall as we age. To protect yours, sit in a chair and, with your feet flat on the floor, try lifting the arch of one foot. Don’t let your leg move or your toes bunch up. It’s only a tiny movement but you should feel a tiny contraction and see your foot getting slightly shorter as the arch lifts a little. Repeat with the other foot. Once you get the hang of that, try it standing up.[/FONT]

[FONT=&quot]Balancing Act[/FONT]
[FONT=&quot]It’s not just the mechanics of our feet that help to keep us balanced; the muscles and joints also have tiny sensors that send signals to the brain about how our bodies are moving. This feedback deteriorates with age. A good thing to practise is standing on one leg – hold on to something if needed. This keeps the sensors stimulated and helps train them to fire more quickly when you need them. Once you find this easy, try it with your eyes closed, which is much harder.[/FONT]

[/FONT][FONT=&quot] [FONT=&quot]I’d be interested in whether you find these exercises helpful. I couldn’t find a rubber band this morning so I haven’t tried that one but moving my feet before I got out of bed did seem to help. I stand on one leg during my morning exercise routine so didn’t bother with it today but I haven’t noticed any changes but then again, I probably haven’t been doing it long enough.[/FONT][/FONT]
[FONT=&quot][FONT=&quot]
[/FONT][/FONT]
[FONT=&quot][FONT=&quot]Added - you will have seen that I failed at the exercises that I did try so not a great start for me.
[/FONT][/FONT]
[FONT=&quot] [/FONT]

beanielou

I do foot excercises at chair yoga using a spiky ball.

HappyNow

All looking good SSG.

I'm still using the original YNAB, the one where you just bought it as a one-off and there's no subscription. YNAB4 I think, and I bought it November 2014 according to my PC. They withdrew ongoing support years ago but mine still works perfectly and I love it.

Skinnylatte

beanielou wrote: »

I do foot excercises at chair yoga using a spiky ball.

Intriguing! I think you need to tell us more about chair yoga and spiky balls!

brizzlegirl

Just catching up...so so so pleased at your PPI refund!!! Its excellent news. Well done you xxxx

Like the egg wrap idea. May well try that thanks xx

beanielou

Skinnylatte wrote: »

Intriguing! I think you need to tell us more about chair yoga and spiky balls!

Chair yoga is great:)
Especially for those who are more limited/recovering from surgery.
WE do excercises with small spiky balls on our feet and also to do massage on our hips and upper thighs!

doingitanyway

Still doing well with your health plan I see
Hope you are enjoying your BH weekend.